Laura Jewett

Laura Jewett

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Closed

$685,000

($348,686 down)
VA

220 E Kalmia Street, Fallbrook, CA 92028

2
3
1,568 sqft
PITI Monthly
$1,911.68 /mo

Listing courtesy of: Joseph Rahhal, Allison James Estates & Homes

Assumed Rate

3.62%
7.15%

Principal & Interest

$1,695 /mo
$2,512 /mo

What's Special

LOCATION
FRESH PAINT
SPACIOUS
MODERN
CHARMING
COZY

Charming Country Home in Prime Fallbrook Location! Embrace the best of North San Diego County living in this beautifully updated home featuring an open floor plan and a welcoming front porch. The spacious eat-in kitchen includes an extra-large pantry, ready for your customized storage setup. The updated primary suite and a secondary bath with a stylish tile shower offer comfort and elegance. New flooring and fresh paint throughout the interior, along with a newly painted exterior, create a modern yet cozy atmosphere. A bonus storage area at the top of the stairs adds extra organization options. This home is equipped with leased solar for energy savings. The fully fenced property, set back from the street, offers privacy and breathtaking city and valley views—and it’s just a short walk to town!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.62
Remaining Loan Term
24 years, 11 months
Monthly PITI
$1,911.68/mo
Estimated Loan Balance
$362,498
Cash to close
$348,686
Interest Paid
$65,076

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central, NaturalGas
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Laminate

Exterior

Fencing
  • Fencing: ChainLink
Roof
  • Roof: SpanishTile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: SpanishTile
Condition
  • Year Built: 1979
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Fallbrook
  • Features: Biking, Park, Rural
HOA
  • Has HOA: No
Location
  • Region: Fallbrook

Financial Details

  • Price per Sqft: $436.86
  • Tax Annual Amount: $
  • On Market Date: 2024-11-11T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $348,686 (51%)
You can enter any amount below - secondary financing will cover the difference if needed.
51%
$

You cover the entire equity of $348,686!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.62% Sellers Rate
$336,314
Your Cash:$348,686
Total Purchase Price:$685,000

Assumed vs Traditional Mortgage

Assumed @ 3.62%
$1,695/mo
Traditional @ 7.5%
$2,605/mo
You save $910/month ($10,926/year)

*Secondary financing rates are an estimated value based on input

MLS ID: SW24219928

Listing From:

Last updated: 2025-01-14T21:36:55.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.62%
7.15%

Principal & Interest

$1,695 /mo
$2,512 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $348,686 (51%)
You can enter any amount below - secondary financing will cover the difference if needed.
51%
$

You cover the entire equity of $348,686!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.62% Sellers Rate
$336,314
Your Cash:$348,686
Total Purchase Price:$685,000

Assumed vs Traditional Mortgage

Assumed @ 3.62%
$1,695/mo
Traditional @ 7.5%
$2,605/mo
You save $910/month ($10,926/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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