Laura Jewett

Laura Jewett

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Closed

$420,000

($158,086 down)
FHA

2209 W CHARTER OAK Road, Phoenix, AZ 85029

3
2
2,229 sqft
PITI Monthly
$2,387.42 /mo

Listing courtesy of: Griffin M Hall, Realty ONE Group

Assumed Rate

6.82%
7.15%

Principal & Interest

$1,981 /mo
$2,048 /mo

What's Special

LOCATION
SPACIOUS
MOVE-IN READY
MODERN
MOUNTAIN VIEWS
CHARMING
NO HOA

New AC, Newer Windows & Roof, Premium Corner Lot, No HOA, Mountain Views, Detached 2 Car Garage! Super charming, updated home in the heart of Phoenix. 3 bedrooms plus den. The combination of modern updates and classic charm, along with the spaciousness and convenience of a corner lot and a detached garage, make it really appealing. Front yard with mature shade trees adds to the atmosphere and comfort. move-in ready with a BRAND NEW AC and recent window replacements (3 years) is a big plus. Neutral tile and carpet. Updated spacious kitchen with granite counter tops & stainless-steel appliances. It seems like a fantastic opportunity for someone looking for a comfortable, stylish, and functional home in a prime location. Roof is approximately 10 years old. Don't miss this one!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.82
Remaining Loan Term
28 years, 10 months
Monthly PITI
$2,387.42/mo
Estimated Loan Balance
$302,176
Cash to close
$158,086
Interest Paid
$23,990

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Refrigeration
  • Heating: Electric
Features
  • Materials: Stucco, Block
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Family Room
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: Single Family - Detached
  • Architectural Style: Ranch
Materials
  • Stucco, Block
  • Roof: Composition
Condition
  • Year Built: 1971
Details
  • Builder: unknown

Community & HOA

Community
  • Subdivision: VALLEY VISTA 5
  • Features:
HOA
  • Has HOA: No
Location
  • Region: Phoenix

Financial Details

  • Price per Sqft: $188.43
  • Tax Annual Amount: $1212
  • On Market Date: 2024-07-04T08:33:08.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $158,086 (38%)
You can enter any amount below - secondary financing will cover the difference if needed.
38%
$

You cover the entire equity of $158,086!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.82% Sellers Rate
$261,914
Your Cash$158,086
Total Purchase Price:$420,000

Assumed vs Traditional Mortgage

Assumed @ 6.82%
$1,981/mo
Traditional @ 7.5%
$2,124/mo
You save $144/month ($1,722/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6718639

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2024-09-01T02:35:15.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.82%
7.15%

Principal & Interest

$1,981 /mo
$2,048 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $158,086 (38%)
You can enter any amount below - secondary financing will cover the difference if needed.
38%
$

You cover the entire equity of $158,086!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.82% Sellers Rate
$261,914
Your Cash$158,086
Total Purchase Price:$420,000

Assumed vs Traditional Mortgage

Assumed @ 6.82%
$1,981/mo
Traditional @ 7.5%
$2,124/mo
You save $144/month ($1,722/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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