Laura Jewett

Laura Jewett

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$498,750

($260,509 down)
FHA

21 W RED MESA Trail, San Tan Valley, AZ 85143

4
3
2,826 sqft
PITI Monthly
$1,566.73 /mo

Listing courtesy of: Renee L. Slagter, Coldwell Banker Realty

Assumed Rate

2.96%
7.15%

Principal & Interest

$1,089 /mo
$1,753 /mo

What's Special

DINING
SPACIOUS
DECK
COMMUNITY POOL

Fantastic 2 story home with private pool in Johnson Ranch. You will love the inviting front porch. This home has 5 spacious bedrooms and 3 bathrooms, including a den and 1/2 bathroom downstairs. The soaring ceilings in the formal living and dining areas is fantastic and make this home light and bright. New paint and carpet, new lighting and so much more to offer. Spacious kitchen offers lots of prep space and storage. The large pool with pavered decking is a fantastic place to spend time relaxing. Pool fence is removable. There is a spacious 2 car garage and parking for 4 vehicles in the driveway. Johnson Ranch community has so much to offer including golf, community pool, parks and walking paths.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.96
Remaining Loan Term
26 years, 3 months
Monthly PITI
$1,566.73/mo
Estimated Loan Balance
$239,239
Cash to close
$260,509
Interest Paid
$27,676

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s)
  • Heating: Electric
Features
  • Materials: Synthetic Stucco, Wood Frame, Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: Pvt Water Company
Pool
  • Has Pool: Yes
  • Pool Features: Fenced, Private

Construction

Type & Style
  • Stories: 2
  • Home type: Single Family Residence
  • Architectural Style:
Materials
  • Synthetic Stucco, Wood Frame, Stucco
  • Roof: Tile
Condition
  • Year Built: 2006
Details
  • Builder: Unknown

Community & HOA

Community
  • Subdivision: JOHNSON RANCH UNIT 24
  • Features: Community Pool, Golf, Playground
HOA
  • Has HOA: Yes
  • HOA Name: Johnson Ranch HOA
  • HOA Amenities: Unknown
  • HOA Fee: $237.81
  • HOA Frequency: $Quarterly
Location
  • Region: San Tan Valley

Financial Details

  • Price per Sqft: $176.49
  • Tax Annual Amount: $1530
  • On Market Date: 2025-03-15T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $260,509 (52%)
You can enter any amount below - secondary financing will cover the difference if needed.
52%
$

You cover the entire equity of $260,509!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.96% Sellers Rate
$238,241
Your Cash:$260,509
Total Purchase Price:$498,750

Assumed vs Traditional Mortgage

Assumed @ 2.96%
$1,089/mo
Traditional @ 7.5%
$1,818/mo
You save $730/month ($8,757/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6830971

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-03-31T23:13:47.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.96%
7.15%

Principal & Interest

$1,089 /mo
$1,753 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $260,509 (52%)
You can enter any amount below - secondary financing will cover the difference if needed.
52%
$

You cover the entire equity of $260,509!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.96% Sellers Rate
$238,241
Your Cash:$260,509
Total Purchase Price:$498,750

Assumed vs Traditional Mortgage

Assumed @ 2.96%
$1,089/mo
Traditional @ 7.5%
$1,818/mo
You save $730/month ($8,757/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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