Laura Jewett

Laura Jewett

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$1,300,000

($632,000 down)
VA

21952 Esplendor, Mission Viejo, CA 92691

4
2
1,760 sqft
PITI Monthly
$4,727.22 /mo

Listing courtesy of: Grant Loel, Elevate Real Estate Agency

Assumed Rate

3%
7.15%

Principal & Interest

$3,073 /mo
$4,923 /mo

What's Special

SERENE
MOVE-IN READY
HARDWOOD FLOORS
GRANITE COUNTERTOPS
STAINLESS STEEL APPLIANCES
FIREPLACE
PRIVATE BACKYARD
SPRINKLER SYSTEM
CLUBHOUSE
WALKING TRAILS
CUL-DE-SAC
COZY

A 2.875% assumable mortgage is available with the potential of significant annual savings. Discover your dream escape in this enchanting Mission Viejo home, perfectly nestled amidst the rolling hills with stunning panoramic views of the Wilderness Glen. This move-in ready gem has four bedrooms (or three plus a stylish office space) and two baths, all set on a serene, single-loaded cul-de-sac. Wake up to awe-inspiring canyon vistas and embrace the tranquility of your surroundings. Step inside to a chef's delight—a gourmet kitchen featuring elegant granite countertops, a generous pantry, and top-notch stainless steel appliances that make cooking a pleasure. Throughout the home, you'll find luxurious refinements like gleaming Tigerwood hardwood floors, plush carpeting in three of the four bedrooms, and touched up paint that breathes new life into every room. The primary suite is your personal retreat, complete with a chic makeup station and sink to kickstart your day with ease. Cozy up in the inviting family room by the fireplace or enjoy the convenience of a two-car garage with direct access and a functional laundry area. Venture outside to your own private backyard paradise with an automatic drip sprinkler system that effortlessly supplies water to the backyard planters, where nature steals the spotlight. Backing onto the Wilderness Glen, it's a haven for outdoor entertaining with your family sized fire pit, peaceful moments, or adventures on the endless hiking, biking, and walking trails at your doorstep. The perks don't stop there—Mission Viejo offers top-rated schools to secure a bright future and exclusive membership to Lake Mission Viejo Association. Think sandy beaches, swimming, boating, fishing, a clubhouse, and vibrant seasonal events and concerts. This is more than a home—it's an experience. Don’t let this rare opportunity slip away!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3
Remaining Loan Term
26 years, 1 months
Monthly PITI
$4,727.22/mo
Estimated Loan Balance
$864,324
Cash to close
$632,000
Interest Paid
$82,135

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir, HighEfficiency, HeatPump
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Wood

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Ranch
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1976
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Biking, Curbs, DogPark, Fishing, Golf, Gutters, Hiking, Lake, StormDrains, StreetLights, Sidewalks
HOA
  • Has HOA: Yes
  • HOA Name: Lake Mission Viejo Assoc.
  • HOA Amenities: Unknown
  • HOA Fee: $28
  • HOA Frequency: $Monthly
Location
  • Region: Mission Viejo

Financial Details

  • Price per Sqft: $738.64
  • Tax Annual Amount: $16250
  • On Market Date: 2025-03-20T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $632,000 (49%)
You can enter any amount below - secondary financing will cover the difference if needed.
49%
$

You cover the entire equity of $632,000!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3% Sellers Rate
$668,000
Your Cash$632,000
Total Purchase Price:$1,300,000

Assumed vs Traditional Mortgage

Assumed @ 3%
$3,073/mo
Traditional @ 7.5%
$5,107/mo
You save $2,033/month ($24,402/year)

*Secondary financing rates are an estimated value based on input

MLS ID: OC25057813

Listing From:

Last updated: 2025-04-04T00:18:03.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3%
7.15%

Principal & Interest

$3,073 /mo
$4,923 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $632,000 (49%)
You can enter any amount below - secondary financing will cover the difference if needed.
49%
$

You cover the entire equity of $632,000!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3% Sellers Rate
$668,000
Your Cash$632,000
Total Purchase Price:$1,300,000

Assumed vs Traditional Mortgage

Assumed @ 3%
$3,073/mo
Traditional @ 7.5%
$5,107/mo
You save $2,033/month ($24,402/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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