Laura Jewett

Laura Jewett

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Under Contract

$625,000

($39,206 down)
FHA

2192 E Phillips Lane, Centennial, CO 80122

3
3
1,882 sqft
PITI Monthly
$4,520.23 /mo

Listing courtesy of: Jayson Holland, LISTINGS.COM

Assumed Rate

6.5%
7.15%

Principal & Interest

$3,723 /mo
$3,978 /mo

What's Special

FRESH PAINT
AWARD WINNING
DINING
SPACIOUS
VAULTED CEILINGS
FINISHED BASEMENT

Located in the highly desirable Four Lakes neighborhood of Centennial, Colorado, this delightful single-family home offers comfortable living in a peaceful setting. Built in 1987 and updated in 2025, the residence features 3 bedrooms and 3 bathrooms, encompassing a spacious 1,882 square feet of finished living space, with an additional unfinished basement on a large corner lot. The property features an attached 2-car garage, providing ample parking and storage. The HOA maintains the exterior front landscaping, and also include care and maintenance of the siding, roof, and the driveway. The interior of the home has been thoughtfully updated, showcasing fresh paint and beautiful brand flooring throughout. Vaulted ceilings enhance the sense of space and light, creating an inviting atmosphere. The open-concept design seamlessly connects the living, dining, and kitchen areas, making it ideal for both daily living and entertaining. Residents of Four Lakes enjoy a tranquil environment with scenic views and recreational opportunities. The community's proximity to local amenities, award winning schools, and community parks adds to its appeal, offering a balanced lifestyle between peace and convenience.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.5
Remaining Loan Term
29 years, 6 months
Monthly PITI
$4,520.23/mo
Estimated Loan Balance
$586,886
Cash to close
$39,206
Interest Paid
$19,100

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Frame, Wood Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Living Room
  • Flooring: Carpet, Laminate, Tile, Wood

Exterior

Fencing
  • Fencing: Full, Partial
Roof
  • Roof: Composition, Other
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Traditional
Materials
  • Frame, Wood Siding
  • Roof: Composition, Other
Condition
  • Year Built: 1987
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Four Lakes
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name: Four Lakes Master
  • HOA Amenities: Unknown
  • HOA Fee: $89
  • HOA Frequency: $Monthly
Location
  • Region: Centennial

Financial Details

  • Price per Sqft: $332.09
  • Tax Annual Amount: $4326
  • On Market Date: 2025-03-16T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $39,206 (6%)
You can enter any amount below - secondary financing will cover the difference if needed.
6%
$

You cover the entire equity of $39,206!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.5% Sellers Rate
$585,794
Your Cash$39,206
Total Purchase Price:$625,000

Assumed vs Traditional Mortgage

Assumed @ 6.5%
$3,723/mo
Traditional @ 7.5%
$4,127/mo
You save $404/month ($4,843/year)

*Secondary financing rates are an estimated value based on input

MLS ID: REC4841265

Listing From: recolorado

Last updated: 2025-03-30T04:41:21.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.5%
7.15%

Principal & Interest

$3,723 /mo
$3,978 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $39,206 (6%)
You can enter any amount below - secondary financing will cover the difference if needed.
6%
$

You cover the entire equity of $39,206!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.5% Sellers Rate
$585,794
Your Cash$39,206
Total Purchase Price:$625,000

Assumed vs Traditional Mortgage

Assumed @ 6.5%
$3,723/mo
Traditional @ 7.5%
$4,127/mo
You save $404/month ($4,843/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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