Laura Jewett

Laura Jewett

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Closed

$355,000

($172,624 down)
VA

2184 Bonnie Lane, Saint Paul, MN 55119

2
2
2,050 sqft
PITI Monthly
$1,739.79 /mo

Listing courtesy of: , Coldwell Banker Realty

Assumed Rate

3.77%
7.15%

Principal & Interest

$1,071 /mo
$1,559 /mo

What's Special

DINING
SPACIOUS
MODERN
FIREPLACE
VAULTED CEILINGS
DECK
MATURE TREES
CUL-DE-SAC
COZY

Situated at the end of a cul-de-sac, this inviting home offers a blend of comfort and natural beauty. The property is enveloped by mature trees, providing tons of ample shade and a sense of privacy. Upon entering the upper level, you're welcomed into a spacious living room characterized by its vaulted ceilings. A centrally located fireplace adds warmth and serves as a cozy focal point for family gatherings. The kitchen is both functional and inviting, featuring modern appliances and ample counter space. Adjacent to the kitchen, the dining area offers a pleasant space for family meals, with views of the surrounding greenery. One of the standout features of this home is the expansive, oversized deck accessible from the dining area. The lower level of the home presents a valuable opportunity for customization, as it includes a bathroom rough-in. This finished space offers the potential to create an additional bathroom, increasing the home's functionality and value. Experience the perfect balance of privacy and community in this delightful home, schedule your showing today!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.77
Remaining Loan Term
20 years, 2 months
Monthly PITI
$1,739.79/mo
Estimated Loan Balance
$185,333
Cash to close
$172,624
Interest Paid
$77,033

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Aluminum Siding, Vinyl Siding
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Gas, Living Room
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Age 8 Years or Less
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Aluminum Siding, Vinyl Siding
  • Roof: Age 8 Years or Less
Condition
  • Year Built: 1993
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Saint Paul

Financial Details

  • Price per Sqft: $173.17
  • Tax Annual Amount: $6222
  • On Market Date: 2025-01-31T00:00:00.000Z
Inquire about this property

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Apply to Assume

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Savings Calculator

Current cash to close is $172,624 (49%)
You can enter any amount below - secondary financing will cover the difference if needed.
49%
$

You cover the entire equity of $172,624!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.77% Sellers Rate
$182,376
Your Cash$172,624
Total Purchase Price:$355,000

Assumed vs Traditional Mortgage

Assumed @ 3.77%
$1,071/mo
Traditional @ 7.5%
$1,617/mo
You save $545/month ($6,544/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6655487

Listing From: northstar

Last updated: 2025-04-01T01:13:03.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.77%
7.15%

Principal & Interest

$1,071 /mo
$1,559 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $172,624 (49%)
You can enter any amount below - secondary financing will cover the difference if needed.
49%
$

You cover the entire equity of $172,624!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.77% Sellers Rate
$182,376
Your Cash$172,624
Total Purchase Price:$355,000

Assumed vs Traditional Mortgage

Assumed @ 3.77%
$1,071/mo
Traditional @ 7.5%
$1,617/mo
You save $545/month ($6,544/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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