Laura Jewett

Laura Jewett

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Closed

$429,900

($254,799 down)
FHA

21820 N 32ND Avenue, Phoenix, AZ 85027

3
2
1,519 sqft
PITI Monthly
$1,349.17 /mo

Listing courtesy of: Eva Skyles, West USA Realty

Assumed Rate

3.46%
7.15%

Principal & Interest

$932 /mo
$1,409 /mo

What's Special

SHOPPING
STAINLESS STEEL APPLIANCES
WALK-IN CLOSET
PATIO
CHARMING

Discover your new home in the peaceful Terracina Community! This charming single-level residence offers 3 beds, 2 baths, and a 2-car garage. Come inside to find a desirable great room perfect for entertaining. The recessed lighting and neutral palette create an inviting ambiance, complemented by tile flooring throughout. The impeccable kitchen boasts stainless steel appliances, granite counters, ample white cabinetry, and a peninsula with a breakfast bar. The primary bedroom includes a full bathroom with a walk-in closet for your convenience. Out the back, you have a relaxing covered patio and enough room to create an additional seating area or space for BBQ. Conveniently located close to schools, shopping, and restaurants. Easy access to both I-17 & Loop 101! Don't miss this opportunity!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.46
Remaining Loan Term
21 years, 7 months
Monthly PITI
$1,349.17/mo
Estimated Loan Balance
$201,889
Cash to close
$254,799
Interest Paid
$55,438

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Refrigeration, Ceiling Fan(s)
  • Heating: Electric
Features
  • Materials: Painted, Stucco, Frame - Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family - Detached
  • Architectural Style: Ranch
Materials
  • Painted, Stucco, Frame - Wood
  • Roof: Tile
Condition
  • Year Built: 1997
Details
  • Builder: Richmond American Homes

Community & HOA

Community
  • Subdivision: TERRACINA
  • Features: Playground, Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: Terracina
  • HOA Amenities: Unknown
  • HOA Fee: $30
  • HOA Frequency: $Monthly
Location
  • Region: Phoenix

Financial Details

  • Price per Sqft: $283.02
  • Tax Annual Amount: $1433
  • On Market Date: 2024-07-04T07:34:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $254,799 (59%)
You can enter any amount below - secondary financing will cover the difference if needed.
59%
$

You cover the entire equity of $254,799!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.46% Sellers Rate
$175,101
Your Cash:$254,799
Total Purchase Price:$429,900

Assumed vs Traditional Mortgage

Assumed @ 3.46%
$932/mo
Traditional @ 7.5%
$1,461/mo
You save $529/month ($6,352/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6615236

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2024-05-30T04:39:50.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.46%
7.15%

Principal & Interest

$932 /mo
$1,409 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $254,799 (59%)
You can enter any amount below - secondary financing will cover the difference if needed.
59%
$

You cover the entire equity of $254,799!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.46% Sellers Rate
$175,101
Your Cash:$254,799
Total Purchase Price:$429,900

Assumed vs Traditional Mortgage

Assumed @ 3.46%
$932/mo
Traditional @ 7.5%
$1,461/mo
You save $529/month ($6,352/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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