Laura Jewett

Laura Jewett

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$695,000

($141,428 down)
VA

2159 Indian Balsam Drive, Monument, CO 80132

4
2
3,359 sqft
PITI Monthly
$3,998.74 /mo

Listing courtesy of: Aimee Fletcher, eXp Realty, LLC

Assumed Rate

6.27%
7.15%

Principal & Interest

$3,500 /mo
$3,831 /mo

What's Special

DINING
SPACIOUS
FIREPLACE
FINISHED BASEMENT
CHARMING

Welcome to this spacious ranch-style home. From the moment you arrive, you’ll be greeted by a charming covered front porch and inviting entryway. Inside, the main level features two bedrooms near the front of the home, sharing a full bathroom, while an additional bedroom and the laundry room are conveniently located behind the garage. The main level also has a large Primary suite with beautiful attached 3/4 bathroom with walk in closet. The open-concept design seamlessly connects the kitchen, dining, and family room. The kitchen boasts a large island, a generous corner pantry, a gas range, and ample cabinetry and counter space. Overlooking the dining area and family room, the kitchen creates the perfect space for entertaining. The family room is complete with a sleek electric fireplace. Durable, low-maintenance laminate plank flooring extends throughout the entry, hallway, kitchen, dining, and family areas. Multiple closets provide plenty of storage on the main level. The partially finished basement has impressive 9-foot ceilings. This home also comes equipped with a smart home package, a tankless water heater, sauna, air conditioning, 2 car garage with garage door openers, and much more. Don’t miss the opportunity to make this stunning home yours!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
6.27
Remaining Loan Term
27 years, 11 months
Monthly PITI
$3,998.74/mo
Estimated Loan Balance
$554,777
Cash to close
$141,428
Interest Paid
$73,221

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air, Natural Gas
Features
  • Materials: Frame
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Electric, Main Level
  • Flooring: Carpet, Tile, Laminate

Exterior

Fencing
  • Fencing: Rear
Roof
  • Roof: Shingle
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Frame
  • Roof: Shingle
Condition
  • Year Built: 2022
Details
  • Builder: D.R. Horton

Community & HOA

Community
  • Subdivision: Willow Spgs Ranch
  • Features:
HOA
  • Has HOA: No
Location
  • Region: Monument

Financial Details

  • Price per Sqft: $206.91
  • Tax Annual Amount: $3985
  • On Market Date: 2025-02-21T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $141,428 (20%)
You can enter any amount below - secondary financing will cover the difference if needed.
20%
$

You cover the entire equity of $141,428!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.27% Sellers Rate
$553,572
Your Cash$141,428
Total Purchase Price:$695,000

Assumed vs Traditional Mortgage

Assumed @ 6.27%
$3,500/mo
Traditional @ 7.5%
$3,974/mo
You save $474/month ($5,688/year)

*Secondary financing rates are an estimated value based on input

MLS ID: REC5854997

Listing From: recolorado

Last updated: 2025-03-26T16:30:20.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.27%
7.15%

Principal & Interest

$3,500 /mo
$3,831 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $141,428 (20%)
You can enter any amount below - secondary financing will cover the difference if needed.
20%
$

You cover the entire equity of $141,428!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.27% Sellers Rate
$553,572
Your Cash$141,428
Total Purchase Price:$695,000

Assumed vs Traditional Mortgage

Assumed @ 6.27%
$3,500/mo
Traditional @ 7.5%
$3,974/mo
You save $474/month ($5,688/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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