Laura Jewett

Laura Jewett

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Closed

$430,000

($64,861 down)
FHA

2155 Polaris Drive, Chino Valley, AZ 86323

3
2
1,634 sqft
PITI Monthly
$2,622.64 /mo

Listing courtesy of: Josh Pareja, Better Homes And Gardens Real Estate Bloomtree Realty

Assumed Rate

5.23%
7.15%

Principal & Interest

$2,072 /mo
$2,540 /mo

What's Special

GRANITE COUNTERTOPS
CHARMING

Discover the perfect blend of comfort and convenience at 2155 Polaris Drive, nestled in the sought-after Bright Star community of Chino Valley. This charming ranch-style home offers single-level living ideal for ease and accessibility, featuring a flat driveway and entry. Inside, you'll find a welcoming layout that includes 3 bedrooms and 2 bathrooms, perfect for those seeking space to grow. The heart of the home is the kitchen, boasting sleek granite countertops and ample storage, making it a chef's delight. The living spaces are designed with relaxation in mind, highlighted by natural light and comfortable surroundings. Make this beautiful home yours and enjoy the blend of style and functionality at 2155 Polaris Drive.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
5.23
Remaining Loan Term
27 years, 3 months
Monthly PITI
$2,622.64/mo
Estimated Loan Balance
$376,513
Cash to close
$64,861
Interest Paid
$53,045

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Ceiling Fan(s), Central Air
  • Heating: Forced Air Gas, Natural Gas
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Laminate

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories: 1
  • Home type: Site Built Single Family
  • Architectural Style: Ranch
Materials
  • Stucco
  • Roof: Composition
Condition
  • Year Built: 2004
Details
  • Builder: North Sky

Community & HOA

Community
  • Subdivision: Bright Star
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name:
  • HOA Amenities: Unknown
  • HOA Fee: $100
  • HOA Frequency: $Quarterly
Location
  • Region: Chino Valley

Financial Details

  • Price per Sqft: $263.16
  • Tax Annual Amount: $1611
  • On Market Date: 2024-05-23T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $64,861 (15%)
You can enter any amount below - secondary financing will cover the difference if needed.
15%
$

You cover the entire equity of $64,861!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.23% Sellers Rate
$365,139
Your Cash$64,861
Total Purchase Price:$430,000

Assumed vs Traditional Mortgage

Assumed @ 5.23%
$2,072/mo
Traditional @ 7.5%
$2,635/mo
You save $563/month ($6,752/year)

*Secondary financing rates are an estimated value based on input

MLS ID: PAR1064753

Listing From: paar

Last updated: 2024-08-08T20:41:20.000Z

© , paar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

5.23%
7.15%

Principal & Interest

$2,072 /mo
$2,540 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $64,861 (15%)
You can enter any amount below - secondary financing will cover the difference if needed.
15%
$

You cover the entire equity of $64,861!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.23% Sellers Rate
$365,139
Your Cash$64,861
Total Purchase Price:$430,000

Assumed vs Traditional Mortgage

Assumed @ 5.23%
$2,072/mo
Traditional @ 7.5%
$2,635/mo
You save $563/month ($6,752/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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