Laura Jewett

Laura Jewett

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$359,900

($31,314 down)
FHA

21534 Devils Canyon Road, Cedarpines Park, CA 92322

3
2
1,536 sqft
PITI Monthly
$2,271.85 /mo

Listing courtesy of: Sarah Reyes, COLDWELL BANKER BLACKSTONE RTY

Assumed Rate

2.98%
7.15%

Principal & Interest

$1,486 /mo
$2,387 /mo

What's Special

FIREPLACE
DECK
BALCONY
COZY

ARE YOU READUY FOR A WHITE CHRISTMAS??!! DON'T MISS OUT ON THIS GREAT MOUNTAIN HOME!! This cozy home features an open-concept kitchen and living room, complemented by two fireplaces. It includes three bedrooms—two downstairs and one upstairs—along with an upstairs laundry room equipped with a custom-built cedar closet and two full bathrooms. The large family room/loft upstairs, adorned with a custom cedar wood ceiling, is perfect for family time and entertaining. Additional amenities include an extra storage room and a detached workshop at the back of the house, ideal for use as an office, man cave, or she shed. Septic tank is 3 years new. Enjoy the stunning mountain and city light views from the great balcony/deck off the upstairs loft. The property offers ample, hard-to-find parking in front and on the side of the home. Located in a quiet, secluded area with a park within walking distance, close to local hiking trails and lakes. This home is ideal for full-time living or as a vacation retreat. The adjacent lot is included in this sale.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.98
Remaining Loan Term
26 years, 5 months
Monthly PITI
$2,271.85/mo
Estimated Loan Balance
$164,961
Cash to close
$31,314
Interest Paid
$36,333

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: WallWindowUnits
  • Heating: Fireplaces
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom, LivingRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: Yes
  • Carport Spaces:
Water
  • Sewer: SepticTypeUnknown
  • Water Source: Other
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Cabin
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1971
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Cedar Pines Park (CEPP)
  • Features: Biking, Fishing, Hiking, HorseTrails, Lake, Mountainous, NearNationalForest, PreservePublicLand, WaterSports
HOA
  • Has HOA: No
Location
  • Region: Cedarpines Park

Financial Details

  • Price per Sqft: $234.31
  • Tax Annual Amount: $4498.75
  • On Market Date: 2024-05-27T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $31,314 (9%)
You can enter any amount below - secondary financing will cover the difference if needed.
9%
$

You cover the entire equity of $31,314!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.98% Sellers Rate
$328,586
Your Cash$31,314
Total Purchase Price:$359,900

Assumed vs Traditional Mortgage

Assumed @ 2.98%
$1,486/mo
Traditional @ 7.5%
$2,476/mo
You save $990/month ($11,879/year)

*Secondary financing rates are an estimated value based on input

MLS ID: CV24106862

Listing From:

Last updated: 2025-03-29T21:19:00.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.98%
7.15%

Principal & Interest

$1,486 /mo
$2,387 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $31,314 (9%)
You can enter any amount below - secondary financing will cover the difference if needed.
9%
$

You cover the entire equity of $31,314!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.98% Sellers Rate
$328,586
Your Cash$31,314
Total Purchase Price:$359,900

Assumed vs Traditional Mortgage

Assumed @ 2.98%
$1,486/mo
Traditional @ 7.5%
$2,476/mo
You save $990/month ($11,879/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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