Laura Jewett

Laura Jewett

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Closed

$495,000

($99,983 down)
VA

214 Holiday Way, Oceanside, CA 92057

2
1
837 sqft
PITI Monthly
$1,970.34 /mo

Listing courtesy of: James De Leon, eXp Realty of California, Inc.

Assumed Rate

3.06%
7.15%

Principal & Interest

$1,804 /mo
$2,867 /mo

What's Special

LOCATION
SPACIOUS
MODERN
STAINLESS STEEL APPLIANCES
FIREPLACE
PATIO
COMMUNITY POOL
CHARMING
LOW HOA FEES
AFFORDABLE

Welcome to your new home! This charming 2-bedroom, 1-bath single-family home in the heart of Oceanside is one of the most affordable and upgraded homes in the market! Thinking about getting your first house or looking for your next investment? Well this house is perfect for every situation and use. Ideally located just minutes from the beach, Camp Pendleton North Gate and all Oceanside has to offer, you are situated in an amazing location for everything you would need. The modern kitchen offers stainless steel appliances and ample counter space, flowing into a welcoming living area complete with a fireplace. The two massive bedrooms are fantastic for anyone who needs space and comfort in their new place. The home also boasts a spacious front patio, perfect for morning coffee or hangout spot with friends and family, and a large backyard ideal for entertaining. To top it all off, you have a 2 car detached garage with two additional parking spots so that you or your guests would have no trouble finding a place to put your vehicle. Enjoy extremely low HOA fees in the area even though the complex has a community pool. Don’t miss out on this Oceanside gem!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.06
Remaining Loan Term
26 years, 2 months
Monthly PITI
$1,970.34/mo
Estimated Loan Balance
$397,394
Cash to close
$99,983
Interest Paid
$47,823

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 1
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Baseboard, Fireplaces, Propane
Features
  • Materials: Other
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: SeeRemarks
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Association, Community

Construction

Type & Style
  • Stories: 1
  • Home type: Condominium
  • Architectural Style: Unknown
Materials
  • Other
  • Roof: SeeRemarks
Condition
  • Year Built: 1975
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Oceanside
  • Features: Pool
HOA
  • Has HOA: Yes
  • HOA Name: Riverdale HOA
  • HOA Amenities: Unknown
  • HOA Fee: $350
  • HOA Frequency: $Monthly
Location
  • Region: Oceanside

Financial Details

  • Price per Sqft: $591.4
  • Tax Annual Amount: $
  • On Market Date: 2024-09-27T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $99,983 (20%)
You can enter any amount below - secondary financing will cover the difference if needed.
20%
$

You cover the entire equity of $99,983!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.06% Sellers Rate
$395,017
Your Cash$99,983
Total Purchase Price:$495,000

Assumed vs Traditional Mortgage

Assumed @ 3.06%
$1,804/mo
Traditional @ 7.5%
$2,974/mo
You save $1,171/month ($14,048/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 240022671SD

Listing From:

Last updated: 2024-12-05T05:06:18.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.06%
7.15%

Principal & Interest

$1,804 /mo
$2,867 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $99,983 (20%)
You can enter any amount below - secondary financing will cover the difference if needed.
20%
$

You cover the entire equity of $99,983!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.06% Sellers Rate
$395,017
Your Cash$99,983
Total Purchase Price:$495,000

Assumed vs Traditional Mortgage

Assumed @ 3.06%
$1,804/mo
Traditional @ 7.5%
$2,974/mo
You save $1,171/month ($14,048/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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