Laura Jewett

Laura Jewett

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Closed

$390,000

($7,828 down)
VA

2148 Maple Street SW, Howard Lake, MN 55349

4
3
1,812 sqft
PITI Monthly
$2,773.64 /mo

Listing courtesy of: , RE/MAX Results

Assumed Rate

5.3%
7.15%

Principal & Interest

$2,214 /mo
$2,693 /mo

What's Special

SERENE
DINING
SPACIOUS
MODERN
SOAKING TUB
FAMILY-FRIENDLY

Welcome home to comfort and spacious living! This stunning residence at Lake Ridge in Howard Lake offers the perfect blend of modern upgrades and family-friendly design. Imagine preparing meals in your upgraded kitchen, complete with a stylish island and a dining area that flows seamlessly into the expansive family room – the ideal space for creating lasting memories. A flexible room off the foyer provides endless possibilities, while upstairs, four generously sized bedrooms ensure everyone has their own private oasis. The luxurious owner's suite, with its soaking tub and step-in shower, is the perfect place to unwind. Plus, the unfinished lookout basement offers incredible potential for future expansion. Situated on an oversized lot within a serene community boasting a neighborhood park and area amenities. Private lot. Assumable mortgage at 4.5% must qualify with lender.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
5.3
Remaining Loan Term
27 years, 1 months
Monthly PITI
$2,773.64/mo
Estimated Loan Balance
$383,218
Cash to close
$7,828
Interest Paid
$60,390

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Brick/Stone, Vinyl Siding
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Gas, Living Room
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: None
Roof
  • Roof: Age 8 Years or Less
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Brick/Stone, Vinyl Siding
  • Roof: Age 8 Years or Less
Condition
  • Year Built: 2021
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Lake Ridge 2nd Add
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Howard Lake

Financial Details

  • Price per Sqft: $215.23
  • Tax Annual Amount: $4912
  • On Market Date: 2025-03-08T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $7,828 (2%)
You can enter any amount below - secondary financing will cover the difference if needed.
2%
$

You cover the entire equity of $7,828!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.3% Sellers Rate
$382,172
Your Cash$7,828
Total Purchase Price:$390,000

Assumed vs Traditional Mortgage

Assumed @ 5.3%
$2,214/mo
Traditional @ 7.5%
$2,794/mo
You save $579/month ($6,952/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6681883

Listing From: northstar

Last updated: 2025-03-17T19:45:03.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

5.3%
7.15%

Principal & Interest

$2,214 /mo
$2,693 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $7,828 (2%)
You can enter any amount below - secondary financing will cover the difference if needed.
2%
$

You cover the entire equity of $7,828!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.3% Sellers Rate
$382,172
Your Cash$7,828
Total Purchase Price:$390,000

Assumed vs Traditional Mortgage

Assumed @ 5.3%
$2,214/mo
Traditional @ 7.5%
$2,794/mo
You save $579/month ($6,952/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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