Laura Jewett

Laura Jewett

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Closed

$445,000

($281,826 down)
VA

2140 Jacob Street, Gridley, CA 95948

4
2
1,951 sqft
PITI Monthly
$1,357.93 /mo

Listing courtesy of: Jamie Engen, Bidwell Realty

Assumed Rate

3.07%
7.15%

Principal & Interest

$744 /mo
$1,182 /mo

What's Special

OPEN CONCEPT
DESIRED
DINING
GRANITE COUNTERTOPS
STAINLESS STEEL APPLIANCES
SOAKING TUB
SEPARATE SHOWER
PATIO

Welcome to this beautiful single level, 4 bedroom, 2 bathroom home with OWNED solar and an assumable VA Loan at 2.5%!!! As soon as you walk inside you'll appreciate the tasteful updates, and an open concept floor plan, great for entertaining. The kitchen is updated with granite countertops, a farmhouse style apron sink, white cabinets with stylish hardware and stainless steel appliances. There is ample counter space and a large bar counter that is open to the dining and living area. The primary suite has a large walk in closet, dual sinks, a soaking tub and separate shower. Outside you'll enjoy the covered patio and concrete with a sectioned off play area. For the garden lovers there are several above ground garden boxes and also producing fruit trees (plum, cherry, apple, lemon and peach.) The backyard is low maintenance with plenty of yard space. This turn key home has an appealing and functional layout in the desired Eagle Meadows Neighborhood. Move right in and make it yours!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.07
Remaining Loan Term
26 years, 8 months
Monthly PITI
$1,357.93/mo
Estimated Loan Balance
$164,474
Cash to close
$281,826
Interest Paid
$17,297

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Laminate, Tile, Vinyl

Exterior

Fencing
  • Fencing: ExcellentCondition, Wood
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: Composition
Condition
  • Year Built: 2015
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Biking, Curbs, Park, StreetLights, Sidewalks
HOA
  • Has HOA: No
Location
  • Region: Gridley

Financial Details

  • Price per Sqft: $228.09
  • Tax Annual Amount: $5562.5
  • On Market Date: 2025-01-21T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $281,826 (63%)
You can enter any amount below - secondary financing will cover the difference if needed.
63%
$

You cover the entire equity of $281,826!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.07% Sellers Rate
$163,174
Your Cash:$281,826
Total Purchase Price:$445,000

Assumed vs Traditional Mortgage

Assumed @ 3.07%
$744/mo
Traditional @ 7.5%
$1,226/mo
You save $482/month ($5,779/year)

*Secondary financing rates are an estimated value based on input

MLS ID: OR25007429

Listing From:

Last updated: 2025-03-17T20:54:12.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.07%
7.15%

Principal & Interest

$744 /mo
$1,182 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $281,826 (63%)
You can enter any amount below - secondary financing will cover the difference if needed.
63%
$

You cover the entire equity of $281,826!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.07% Sellers Rate
$163,174
Your Cash:$281,826
Total Purchase Price:$445,000

Assumed vs Traditional Mortgage

Assumed @ 3.07%
$744/mo
Traditional @ 7.5%
$1,226/mo
You save $482/month ($5,779/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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