Laura Jewett

Laura Jewett

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Closed

$275,000

($165,062 down)
FHA

2139 Cottage Avenue E, Saint Paul, MN 55119

4
2
1,897 sqft
PITI Monthly
$1,460.76 /mo

Listing courtesy of: , RE/MAX Results

Assumed Rate

5%
7.15%

Principal & Interest

$869 /mo
$1,094 /mo

What's Special

DINING
HARDWOOD FLOORS
FIREPLACE

Clean and nicely updated mid-century home with 4 bedrooms, 2 baths, and a 2 car, detached, insulated, sheet rocked garage. Main floor hardwood floors, 1950s retro kitchen with eat-in dining space, with 2 bedrooms on the main floor and 2 bedrooms upstairs. Family room with gas fireplace and bar in the lower level plus half bath. Updates include new house roof in 2019, new furnace and AC in 2022; updated insulation in 2022, new PEX Water Lines in 2021, plus newer windows and 150 amp circuit breaker panel.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
5
Remaining Loan Term
14 years, 10 months
Monthly PITI
$1,460.76/mo
Estimated Loan Balance
$112,770
Cash to close
$165,062
Interest Paid
$105,392

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air, Fireplace(s)
Features
  • Materials: Metal Siding, Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Family Room, Gas
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Privacy, Wood
Roof
  • Roof: Age 8 Years or Less, Architectural Shingle, Asphalt, Pitched
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Metal Siding, Stucco
  • Roof: Age 8 Years or Less, Architectural Shingle, Asphalt, Pitched
Condition
  • Year Built: 1952
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Mehsikomers Re Of L15-20
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Saint Paul

Financial Details

  • Price per Sqft: $144.97
  • Tax Annual Amount: $3920
  • On Market Date: 2025-02-03T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $165,062 (60%)
You can enter any amount below - secondary financing will cover the difference if needed.
60%
$

You cover the entire equity of $165,062!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5% Sellers Rate
$109,938
Your Cash:$165,062
Total Purchase Price:$275,000

Assumed vs Traditional Mortgage

Assumed @ 5%
$869/mo
Traditional @ 7.5%
$1,135/mo
You save $265/month ($3,183/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6654927

Listing From: northstar

Last updated: 2025-03-07T19:24:03.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

5%
7.15%

Principal & Interest

$869 /mo
$1,094 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $165,062 (60%)
You can enter any amount below - secondary financing will cover the difference if needed.
60%
$

You cover the entire equity of $165,062!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5% Sellers Rate
$109,938
Your Cash:$165,062
Total Purchase Price:$275,000

Assumed vs Traditional Mortgage

Assumed @ 5%
$869/mo
Traditional @ 7.5%
$1,135/mo
You save $265/month ($3,183/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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