Laura Jewett

Laura Jewett

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Closed

$420,000

($262,628 down)
VA

2138 E WILLIAMS Drive, Phoenix, AZ 85024

2
2
873 sqft
PITI Monthly
$969.83 /mo

Listing courtesy of: Jay Loisel, Citiea

Assumed Rate

2.74%
7.15%

Principal & Interest

$701 /mo
$1,162 /mo

What's Special

SPACIOUS
MODERN
GRANITE COUNTERTOPS
VAULTED CEILINGS
PATIO
TURNKEY

Don't miss this incredible opportunity to ring in the New Year with your dream home in the highly desirable community of Mountain Gate. This beautifully maintained turnkey home offers a perfect blend of comfort and style, ideal for creating lasting memories. Step outside into your private, scenic backyard oasis, complete with a sparkling pool, low-maintenance lush landscaping, and a covered patio with a pergola—perfect for entertaining family and friends year-round. Inside, you'll find beautiful wood laminate flooring throughout and vaulted ceilings that make the home feel even more spacious and airy. The updated kitchen features refinished cabinets, granite countertops, and a seamless flow perfect for both cooking and entertaining. The bathrooms and lighting have been thoughtfully updated to match the home's modern feel. Additional storage is available with cabinets in the laundry room and garage, ensuring everything has its place. Located just a short walk from top-rated elementary and junior high schools, this home is also just 2.4 miles west of Pinnacle Peak High School. Enjoy excellent parks, sports fields, and Desert Ridge Marketplace just 4 miles away. Conveniently located 1.5 miles north of the 101 Loop, this home is close to everything you need.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.74
Remaining Loan Term
25 years, 11 months
Monthly PITI
$969.83/mo
Estimated Loan Balance
$258,732
Cash to close
$262,628
Interest Paid
$18,382

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Ceiling Fan(s), Refrigeration
  • Heating: Electric
Features
  • Materials: Painted, Stucco, Frame - Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Laminate

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: Yes
  • Pool Features: Play Pool, Private

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family - Detached
  • Architectural Style: Spanish
Materials
  • Painted, Stucco, Frame - Wood
  • Roof: Tile
Condition
  • Year Built: 1996
Details
  • Builder: Beazer

Community & HOA

Community
  • Subdivision: MOUNTAINGATE UNIT 1
  • Features:
HOA
  • Has HOA: Yes
  • HOA Name: Mountaingate HOA
  • HOA Amenities: Unknown
  • HOA Fee: $82.4
  • HOA Frequency: $Quarterly
Location
  • Region: Phoenix

Financial Details

  • Price per Sqft: $481.1
  • Tax Annual Amount: $1424
  • On Market Date: 2024-12-12T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $262,628 (63%)
You can enter any amount below - secondary financing will cover the difference if needed.
63%
$

You cover the entire equity of $262,628!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.74% Sellers Rate
$157,372
Your Cash:$262,628
Total Purchase Price:$420,000

Assumed vs Traditional Mortgage

Assumed @ 2.74%
$701/mo
Traditional @ 7.5%
$1,205/mo
You save $504/month ($6,044/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6790507

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-03-01T09:10:58.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.74%
7.15%

Principal & Interest

$701 /mo
$1,162 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $262,628 (63%)
You can enter any amount below - secondary financing will cover the difference if needed.
63%
$

You cover the entire equity of $262,628!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.74% Sellers Rate
$157,372
Your Cash:$262,628
Total Purchase Price:$420,000

Assumed vs Traditional Mortgage

Assumed @ 2.74%
$701/mo
Traditional @ 7.5%
$1,205/mo
You save $504/month ($6,044/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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