Laura Jewett

Laura Jewett

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Closed

$219,900

($88,795 down)
FHA

212 3rd Avenue N, Sauk Rapids, MN 56379

4
2
1,592 sqft
PITI Monthly
$1,222.05 /mo

Listing courtesy of: , RE/MAX Results

Assumed Rate

4.53%
7.15%

Principal & Interest

$749 /mo
$995 /mo

What's Special

MINUTES AWAY
CHARMING
COZY

Welcome to your new home at 212 3rd Ave N Sauk Rapids! Boasting 4 cozy bedrooms, with 3 conveniently situated on the upper level and 1 on the main, this charming house is perfectly tailored for first-time home buyers looking to plant roots in a friendly community. With 2 well-appointed bathrooms, this residence ensures comfort and privacy for all members of the household. The open layout on the main level invites you to envision gatherings and everyday living with ease and style. The brand new tankless water heater and water softener ensure fast hot water! Step outside to discover the practicality of a large, 2-stall detached garage, providing ample space for vehicles and storage. The fenced-in backyard offers a secure space for outdoor activities and relaxation. Located within walking distance to the heart of Sauk Rapids, this home is minutes away from essential amenities such as the grocery store, gym, and parks. Enjoy the convenience of a suburban lifestyle with a small-town feel on a generous 161-square land plot. Don't miss out on the opportunity to make 212 3rd Ave N your very own home sweet home!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.53
Remaining Loan Term
23 years, 5 months
Monthly PITI
$1,222.05/mo
Estimated Loan Balance
$131,610
Cash to close
$88,795
Interest Paid
$41,446

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Vinyl Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Wood
Roof
  • Roof: Age 8 Years or Less
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Vinyl Siding
  • Roof: Age 8 Years or Less
Condition
  • Year Built: 1890
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Sauk Rapids

Financial Details

  • Price per Sqft: $138.13
  • Tax Annual Amount: $2626
  • On Market Date: 2024-09-17T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $88,795 (40%)
You can enter any amount below - secondary financing will cover the difference if needed.
40%
$

You cover the entire equity of $88,795!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.53% Sellers Rate
$131,105
Your Cash$88,795
Total Purchase Price:$219,900

Assumed vs Traditional Mortgage

Assumed @ 4.53%
$749/mo
Traditional @ 7.5%
$1,032/mo
You save $283/month ($3,395/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6604531

Listing From: northstar

Last updated: 2024-12-06T16:22:02.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.53%
7.15%

Principal & Interest

$749 /mo
$995 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $88,795 (40%)
You can enter any amount below - secondary financing will cover the difference if needed.
40%
$

You cover the entire equity of $88,795!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.53% Sellers Rate
$131,105
Your Cash$88,795
Total Purchase Price:$219,900

Assumed vs Traditional Mortgage

Assumed @ 4.53%
$749/mo
Traditional @ 7.5%
$1,032/mo
You save $283/month ($3,395/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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