Laura Jewett

Laura Jewett

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Closed

$555,000

($310,210 down)
FHA

21297 Champagne Way, Apple Valley, CA 92308

5
3
2,570 sqft
PITI Monthly
$1,589.26 /mo

Listing courtesy of: Bing Cheng, Sunny Realty & Brokerage Inc

Assumed Rate

3.62%
7.15%

Principal & Interest

$1,231 /mo
$1,825 /mo

What's Special

SERENE
DINING
SPACIOUS
FIREPLACE
WALK-IN CLOSET
SEPARATE SHOWER
CUL-DE-SAC
COZY

Welcome to your dream home located in the highly sought-after area of Vineyard Apple Valley. This stunning residence offers an impressive 5 bedrooms and 3 full bathrooms, providing ample space for comfortable living. Step inside to discover a spacious family room seamlessly connected to a formal dining area, perfect for hosting gatherings and creating cherished memories. The huge living room, featuring a cozy fireplace, invites relaxation and warmth, ideal for those cool evenings. The open kitchen is a chef's delight, boasting plenty of storage to keep everything organized and within reach. The indoor laundry area adds convenience to your daily routine. Designed with a split floor plan, this home ensures privacy and functionality. High ceilings enhance the sense of space and grandeur throughout. The large master bedroom is a true retreat, offering a serene escape from the everyday hustle and bustle. The master bathroom is a luxurious haven, complete with a separate shower and tub, dual vanity sinks, and a walk-in closet that will impress even the most discerning buyer. Step outside to enjoy a fenced backyard with possible RV access, perfect for outdoor activities and entertaining. The attached 2-car garage provides ample parking and storage space. This home is located on a peaceful cul-de-sac, offers both tranquility and convenience. Experience the perfect blend of elegance and comfort in this exceptional Vineyard Apple Valley home. Don't miss the opportunity to make it yours!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.62
Remaining Loan Term
24 years, 11 months
Monthly PITI
$1,589.26/mo
Estimated Loan Balance
$245,281
Cash to close
$310,210
Interest Paid
$47,271

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 5
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir, Electric
  • Heating: Central, NaturalGas
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Laminate, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Tile
Condition
  • Year Built: 2005
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Sidewalks, Valley
HOA
  • Has HOA: No
Location
  • Region: Apple Valley

Financial Details

  • Price per Sqft: $215.95
  • Tax Annual Amount: $
  • On Market Date: 2024-07-08T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $310,210 (56%)
You can enter any amount below - secondary financing will cover the difference if needed.
56%
$

You cover the entire equity of $310,210!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.62% Sellers Rate
$244,790
Your Cash:$310,210
Total Purchase Price:$555,000

Assumed vs Traditional Mortgage

Assumed @ 3.62%
$1,231/mo
Traditional @ 7.5%
$1,893/mo
You save $661/month ($7,936/year)

*Secondary financing rates are an estimated value based on input

MLS ID: HD24139428

Listing From:

Last updated: 2024-11-20T05:50:29.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.62%
7.15%

Principal & Interest

$1,231 /mo
$1,825 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $310,210 (56%)
You can enter any amount below - secondary financing will cover the difference if needed.
56%
$

You cover the entire equity of $310,210!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.62% Sellers Rate
$244,790
Your Cash:$310,210
Total Purchase Price:$555,000

Assumed vs Traditional Mortgage

Assumed @ 3.62%
$1,231/mo
Traditional @ 7.5%
$1,893/mo
You save $661/month ($7,936/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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