Laura Jewett

Laura Jewett

Property SearchContact
primary-1
primary-2primary-3
Closed

$360,000

($113,014 down)
FHA

21286 American River Drive, Sonora, CA 95370

3
2
1,687 sqft
PITI Monthly
$1,503.1 /mo

Listing courtesy of: Christal Phillips, EXP Realty of California, INC

Assumed Rate

3.16%
7.15%

Principal & Interest

$1,162 /mo
$1,824 /mo

What's Special

DECK
TENNIS COURTS
HISTORIC
CHARMING
COZY

What a charming place to call home. The open floor plan is so cozy and filled with an abundance of natural light. The beautiful and expansive upper deck is perfect for entertaining, family dinners, enjoying your morning coffee or just catching some rays. The primary bedroom is located downstairs and makes the perfect retreat with plenty of room for an office, separate family room, a sitting area, workout space, craft room or whatever your heart desires. There's also an oversized laundry room with plenty of room for storage. If all this weren't enough, this home is located in the Crystal falls neighborhood with an HOA that includes; lake access, basketball and tennis courts, a gym, horse riding, a place to grow a garden and a club house for events. You'll never tire of exploring this area with its abundance of lakes for fishing and boating and trails for hiking and biking. Add to that the close proximity to Old Town Sonora, Historic Columbia, and Twain Harte, each with shops, restaurants, pubs, and more! Wait, there's more...Pinecrest Lake and Dodge Ridge Ski Resort are approximately a 30 minute drive away providing loads of opportunities for summer and winter activities.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.16
Remaining Loan Term
25 years, 5 months
Monthly PITI
$1,503.1/mo
Estimated Loan Balance
$252,759
Cash to close
$113,014
Interest Paid
$37,260

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Unknown
Features
  • Materials: WoodSiding
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FreeStanding, Gas, LivingRoom
  • Flooring: Carpet, Vinyl

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: SepticTypeUnknown
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • WoodSiding
  • Roof: Composition
Condition
  • Year Built: 1994
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Foothills, Hiking, Stables, Lake
HOA
  • Has HOA: Yes
  • HOA Name: Crystal Falls Assoc.
  • HOA Amenities: Unknown
  • HOA Fee: $130
  • HOA Frequency: $Quarterly
Location
  • Region: Sonora

Financial Details

  • Price per Sqft: $213.4
  • Tax Annual Amount: $
  • On Market Date: 2024-04-30T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $113,014 (31%)
You can enter any amount below - secondary financing will cover the difference if needed.
31%
$

You cover the entire equity of $113,014!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.16% Sellers Rate
$246,986
Your Cash$113,014
Total Purchase Price:$360,000

Assumed vs Traditional Mortgage

Assumed @ 3.16%
$1,162/mo
Traditional @ 7.5%
$1,892/mo
You save $730/month ($8,758/year)

*Secondary financing rates are an estimated value based on input

MLS ID: MC24073384

Listing From:

Last updated: 2024-08-30T22:46:08.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.16%
7.15%

Principal & Interest

$1,162 /mo
$1,824 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $113,014 (31%)
You can enter any amount below - secondary financing will cover the difference if needed.
31%
$

You cover the entire equity of $113,014!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.16% Sellers Rate
$246,986
Your Cash$113,014
Total Purchase Price:$360,000

Assumed vs Traditional Mortgage

Assumed @ 3.16%
$1,162/mo
Traditional @ 7.5%
$1,892/mo
You save $730/month ($8,758/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

Powered By UMe.

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

equal-housing

© is committed to and abides by the Fair Housing Act of Equal Opportunity.