Laura Jewett

Laura Jewett

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Closed

$375,000

($148,087 down)
FHA

2127 Touchstone Drive, Chino Valley, AZ 86323

3
2
1,164 sqft
PITI Monthly
$1,518.7 /mo

Listing courtesy of: Cindy L Ortagus, Better Homes And Gardens Real Estate Bloomtree Realty

Assumed Rate

2.94%
7.15%

Principal & Interest

$1,082 /mo
$1,747 /mo

What's Special

SHOPPING
DINING
SPRINKLER SYSTEM
PLAYGROUND
MOUNTAIN VIEWS
CHARMING

FHA Assumable loan at 3% Charming 3 bedroom, 2 bath home with 2 car garage in highly sought after Bright Star Subdivision, low HOA, close to shopping, dining, post office, schools & medical. Dine in kitchen offers 8 year old appliances. Master bathroom boasts a garden tub for your comfort & relaxation. New HVAC 2023 with extended outdoor living under pergola walkway and sitting area with pavers. Front and backyard have sprinkler systems to aid in easy yard maintenance. Bright Star community offers integration of open space, Stargazer Centerpiece Park, hiking trails & walkways meandering throughout community, playgrounds, small pocket parks, adjoining walking & horse trails & Peavine Trail access & great mountain views! Rifle rack & heart decorative rack in living room do not conve

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.94
Remaining Loan Term
25 years, 6 months
Monthly PITI
$1,518.7/mo
Estimated Loan Balance
$238,908
Cash to close
$148,087
Interest Paid
$32,588

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Ceiling Fan(s), Central Air
  • Heating: Forced Air Gas, Natural Gas
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Laminate, Vinyl

Exterior

Fencing
  • Fencing: Partial
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Site Built Single Family
  • Architectural Style: Ranch
Materials
  • Stucco
  • Roof: Composition
Condition
  • Year Built: 2008
Details
  • Builder: Unknown

Community & HOA

Community
  • Subdivision: Bright Star
  • Features:
HOA
  • Has HOA: Yes
  • HOA Name:
  • HOA Amenities: Unknown
  • HOA Fee: $100
  • HOA Frequency: $Quarterly
Location
  • Region: Chino Valley

Financial Details

  • Price per Sqft: $322.16
  • Tax Annual Amount: $1236
  • On Market Date: 2024-06-13T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $148,087 (39%)
You can enter any amount below - secondary financing will cover the difference if needed.
39%
$

You cover the entire equity of $148,087!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.94% Sellers Rate
$226,913
Your Cash$148,087
Total Purchase Price:$375,000

Assumed vs Traditional Mortgage

Assumed @ 2.94%
$1,082/mo
Traditional @ 7.5%
$1,813/mo
You save $730/month ($8,762/year)

*Secondary financing rates are an estimated value based on input

MLS ID: PAR1065334

Listing From: paar

Last updated: 2024-10-08T04:05:26.000Z

© , paar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.94%
7.15%

Principal & Interest

$1,082 /mo
$1,747 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $148,087 (39%)
You can enter any amount below - secondary financing will cover the difference if needed.
39%
$

You cover the entire equity of $148,087!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.94% Sellers Rate
$226,913
Your Cash$148,087
Total Purchase Price:$375,000

Assumed vs Traditional Mortgage

Assumed @ 2.94%
$1,082/mo
Traditional @ 7.5%
$1,813/mo
You save $730/month ($8,762/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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