Laura Jewett

Laura Jewett

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$899,000

($338,971 down)
VA

2123 Element Way, Chula Vista, CA 91915

3
4
2,157 sqft
PITI Monthly
$3,651.99 /mo

Listing courtesy of: Melissa Goldstein Tucci, Melissa Goldstein Tucci

Assumed Rate

2.79%
7.15%

Principal & Interest

$2,499 /mo
$4,113 /mo

What's Special

DINING
SPACIOUS
MODERN
STAINLESS STEEL APPLIANCES
WALK-IN CLOSET
HOME OFFICE
COMMUNITY POOL
PLAYGROUND
CHARMING

Ideally situated in the highly sought-after Millenia Community of Otay Ranch, this exquisite detached residence seamlessly blends modern sophistication with everyday comfort. The light-filled, open-concept main level welcomes you with a stylish gourmet kitchen, boasting abundant counter space, ample cabinetry, premium stainless steel appliances and a generous island with breakfast bar seating—perfect for casual dining and entertaining. Flowing effortlessly from the kitchen is a charming eat-in dining area and a private, thoughtfully designed yard, while the inviting living room provides a warm and elegant retreat. Ascending to the second level, you’ll find a tranquil sanctuary featuring three well-appointed bedrooms, two full baths, a versatile home office/den and a convenient full-size laundry closet. The spacious primary suite captivates with soaring ceilings, oversized windows, an expansive walk-in closet, a spa-inspired ensuite bath with dual sinks, a generous walk-in shower and designer finishes. The top floor unveils a flexible loft space, ideal for a home office, playroom or potential fourth bedroom. Thoughtfully designed with modern comforts, this home includes central A/C, high ceilings, recessed lighting, ceiling fans and an attached two-car garage with storage. Just steps from the community pool and spa, scenic parks, playgrounds and a dog park, this exceptional home also enjoys proximity to top-rated schools, Otay Ranch Mall, local dining, scenic hiking and biking trails and convenient freeway access. Experience the perfect balance of elegance and convenience in this remarkable Millenia residence! VA and FHA approved complex!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.79
Remaining Loan Term
26 years, 5 months
Monthly PITI
$3,651.99/mo
Estimated Loan Balance
$608,950
Cash to close
$338,971
Interest Paid
$58,532

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 4
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir, NaturalGas
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Community, Association

Construction

Type & Style
  • Stories: 3
  • Home type: SingleFamilyResidence
  • Architectural Style: Modern
Materials
  • Stucco
  • Roof: Composition
Condition
  • Year Built: 2018
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Chula Vista
  • Features: Pool
HOA
  • Has HOA: Yes
  • HOA Name: Element & Z
  • HOA Amenities: Unknown
  • HOA Fee: $312.5
  • HOA Frequency: $Monthly
Location
  • Region: Chula Vista

Financial Details

  • Price per Sqft: $416.78
  • Tax Annual Amount: $11237.5
  • On Market Date: 2025-03-20T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $338,971 (38%)
You can enter any amount below - secondary financing will cover the difference if needed.
38%
$

You cover the entire equity of $338,971!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.79% Sellers Rate
$560,029
Your Cash$338,971
Total Purchase Price:$899,000

Assumed vs Traditional Mortgage

Assumed @ 2.79%
$2,499/mo
Traditional @ 7.5%
$4,266/mo
You save $1,767/month ($21,208/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 250022096SD

Listing From:

Last updated: 2025-04-01T23:06:53.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.79%
7.15%

Principal & Interest

$2,499 /mo
$4,113 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $338,971 (38%)
You can enter any amount below - secondary financing will cover the difference if needed.
38%
$

You cover the entire equity of $338,971!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.79% Sellers Rate
$560,029
Your Cash$338,971
Total Purchase Price:$899,000

Assumed vs Traditional Mortgage

Assumed @ 2.79%
$2,499/mo
Traditional @ 7.5%
$4,266/mo
You save $1,767/month ($21,208/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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