Laura Jewett

Laura Jewett

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Closed

$445,900

($263,220 down)
FHA

211 Stevens Street W, Saint Paul, MN 55107

N/A
N/A
3,021 sqft
PITI Monthly
$1,851.92 /mo

Listing courtesy of: , VSM Real Estate LLC

Assumed Rate

3.57%
7.15%

Principal & Interest

$1,000 /mo
$1,491 /mo

What's Special

INVESTORS
ENTERTAINMENT
SPACIOUS
HARDWOOD FLOORS
FLEX SPACE
CHARMING
RENTAL INCOME

Welcome to this charming duplex in Saint Paul, MN, featuring a stunning brick exterior in excellent condition. A brand new roof with a transferable 50-year warranty was installed in November 2024!! The main floor unit spans both the main level and the basement, offering 3 spacious bedrooms and 2 bathrooms. On the main floor, you'll find a large living room with beautiful built-in buffets and intricate woodwork, adding timeless charm. The basement features a generous family room, perfect for relaxation or entertainment, along with a full mother-in-law apartment for extended family or additional rental income. This unit also includes convenient laundry facilities and ample storage space. The upper unit encompasses both the second and third floors, boasting lovely hardwood floors, a built-in buffet, and detailed woodwork throughout. This unit features 2 bedrooms and 1.5 bathrooms, with both bedrooms located on the second floor alongside a full bathroom. The third level offers a large, open area that can be used as a flex space, complete with a half bathroom and laundry. Though the ceilings are lower on the third level, the space is full of potential. Located in a desirable neighborhood, this well-maintained duplex is perfect for owner-occupants or investors. Don’t miss out on this rare opportunity!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.57
Remaining Loan Term
21 years, 5 months
Monthly PITI
$1,851.92/mo
Estimated Loan Balance
$183,135
Cash to close
$263,220
Interest Paid
$61,700

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms:
  • Bathrooms:
Cooling & Heating
  • Cooling: Unknown
  • Heating: Boiler, Ductless Mini-Split
Features
  • Materials: Brick/Stone
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Age 8 Years or Less
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Duplex Up and Down
  • Architectural Style: Unknown
Materials
  • Brick/Stone
  • Roof: Age 8 Years or Less
Condition
  • Year Built: 1926
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Haas Place
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Saint Paul

Financial Details

  • Price per Sqft: $147.6
  • Tax Annual Amount: $6548
  • On Market Date: 2024-09-04T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $263,220 (59%)
You can enter any amount below - secondary financing will cover the difference if needed.
59%
$

You cover the entire equity of $263,220!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.57% Sellers Rate
$182,680
Your Cash:$263,220
Total Purchase Price:$445,900

Assumed vs Traditional Mortgage

Assumed @ 3.57%
$1,000/mo
Traditional @ 7.5%
$1,547/mo
You save $547/month ($6,559/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6597007

Listing From: northstar

Last updated: 2025-02-04T20:26:02.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.57%
7.15%

Principal & Interest

$1,000 /mo
$1,491 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $263,220 (59%)
You can enter any amount below - secondary financing will cover the difference if needed.
59%
$

You cover the entire equity of $263,220!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.57% Sellers Rate
$182,680
Your Cash:$263,220
Total Purchase Price:$445,900

Assumed vs Traditional Mortgage

Assumed @ 3.57%
$1,000/mo
Traditional @ 7.5%
$1,547/mo
You save $547/month ($6,559/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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