Laura Jewett

Laura Jewett

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Closed

$350,000

($62,723 down)
VA

21185 Olinda Trail N, Scandia, MN 55073

3
2
1,818 sqft
PITI Monthly
$2,186.85 /mo

Listing courtesy of: , eXp Realty

Assumed Rate

6.5%
7.15%

Principal & Interest

$1,822 /mo
$1,947 /mo

What's Special

SERENE
SPACIOUS
HARDWOOD FLOORS
MATURE TREES
CHARMING

Charming 3-bedroom, 2-bath home in the heart of rural Scandia, MN! This beautifully maintained 1950s gem is filled with character, featuring hardwood floors, a built-in hutch, and abundant natural light. Nestled on a spacious lot with mature trees, the property offers a serene setting, plus a fenced backyard perfect for pets. Recent updates include a brand-new roof, refreshed bathrooms, freshly painted main-level ceilings, and crisp, newly painted kitchen cabinets. Plus, enjoy the benefits of brand-new siding, a rebuilt garage, and a new garage door. Don’t miss your chance to tour this delightful home today!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
6.5
Remaining Loan Term
29 years, 6 months
Monthly PITI
$2,186.85/mo
Estimated Loan Balance
$287,805
Cash to close
$62,723
Interest Paid
$9,349

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Vinyl Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Chain Link, Partial
Roof
  • Roof: Age 8 Years or Less, Asphalt, Pitched
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Mound Septic, Private Sewer
  • Water Source: City Water/Connected, Drilled, Shared System
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Vinyl Siding
  • Roof: Age 8 Years or Less, Asphalt, Pitched
Condition
  • Year Built: 1956
Details
  • Builder:

Community & HOA

Community
  • Subdivision: County Auditors 06
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Scandia

Financial Details

  • Price per Sqft: $192.52
  • Tax Annual Amount: $2573
  • On Market Date: 2025-02-13T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $62,723 (18%)
You can enter any amount below - secondary financing will cover the difference if needed.
18%
$

You cover the entire equity of $62,723!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.5% Sellers Rate
$287,277
Your Cash$62,723
Total Purchase Price:$350,000

Assumed vs Traditional Mortgage

Assumed @ 6.5%
$1,822/mo
Traditional @ 7.5%
$2,020/mo
You save $198/month ($2,371/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6670220

Listing From: northstar

Last updated: 2025-03-25T00:06:03.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.5%
7.15%

Principal & Interest

$1,822 /mo
$1,947 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $62,723 (18%)
You can enter any amount below - secondary financing will cover the difference if needed.
18%
$

You cover the entire equity of $62,723!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.5% Sellers Rate
$287,277
Your Cash$62,723
Total Purchase Price:$350,000

Assumed vs Traditional Mortgage

Assumed @ 6.5%
$1,822/mo
Traditional @ 7.5%
$2,020/mo
You save $198/month ($2,371/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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