Laura Jewett

Laura Jewett

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Closed

$779,990

($356,794 down)
FHA

2111 Empresa Lane, Oxnard, CA 93036

4
3
1,671 sqft
PITI Monthly
$2,887.83 /mo

Listing courtesy of: Corina Thoresen, RE/MAX Gold Coast REALTORS

Assumed Rate

4.12%
7.15%

Principal & Interest

$2,330 /mo
$3,250 /mo

What's Special

GATED COMMUNITY
SHOPPING
DINING
SPACIOUS
MOVE-IN READY
MODERN
GRANITE COUNTERTOPS
STAINLESS STEEL APPLIANCES
FIREPLACE
VAULTED CEILINGS
WALK-IN CLOSET
BALCONY
SAFE
CHARMING
AFFORDABLE

Welcome to 2111 Empresa Ln, centrally located in the Monterey @Harborside Gated Community. This charming move-in ready home is situated on one of the streets that has no direct neighbors across or behind the property, adding more privacy. As you enter into this home, you're greeted by natural light, due to the many windows and vaulted ceilings in the dining room, an inviting sitting area, , a two-sided fireplace that adds warmth and elegance to the dining & family room. The kitchen is bright and open, featuring granite countertops and stainless steel appliances. This home features neutral paint, 2 inch blinds, wood shutters, fans, recessed lighting, crown molding and beautiful high end vinyl flooring, that extends throughout the downstairs area, enhancing its modern appeal. Upstairs, you'll find, three bedrooms, the loft/den that can be easily converted back into the fourth bedroom, two full bathrooms, Pergo floors in the hallways, and recessed lighting. The spacious primary bedroom has vaulted ceilings, dual vanities, walk-in closet and a balcony. The low maintenance backyard is compact and private, perfect for relaxing or entertaining. This home is within a short proximity to numerous shopping centers, restaurants, schools, & St John Hospital. Making it an ideal choice for a comfortable and convenient lifestyle. Perfect for someone looking for a home that offers safety, flexible floor plan, in a great area of North Oxnard. You can have all this at an affordable price.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.12
Remaining Loan Term
23 years, 2 months
Monthly PITI
$2,887.83/mo
Estimated Loan Balance
$440,621
Cash to close
$356,794
Interest Paid
$126,957

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: None
  • Heating: Central
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: DiningRoom, FamilyRoom, MultiSided
  • Flooring: Laminate, Vinyl

Exterior

Fencing
  • Fencing: Block, StuccoWall, Wood
Roof
  • Roof: Concrete
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: Concrete
Condition
  • Year Built: 1997
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Monterey at Harborside 8 - 426808
  • Features: StormDrains, Gated
HOA
  • Has HOA: Yes
  • HOA Name: The Management Trust / Monterey at Harborside HOA
  • HOA Amenities: Unknown
  • HOA Fee: $131
  • HOA Frequency: $Monthly
Location
  • Region: Oxnard

Financial Details

  • Price per Sqft: $466.78
  • Tax Annual Amount: $
  • On Market Date: 2024-08-11T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $356,794 (46%)
You can enter any amount below - secondary financing will cover the difference if needed.
46%
$

You cover the entire equity of $356,794!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.12% Sellers Rate
$423,196
Your Cash$356,794
Total Purchase Price:$779,990

Assumed vs Traditional Mortgage

Assumed @ 4.12%
$2,330/mo
Traditional @ 7.5%
$3,371/mo
You save $1,040/month ($12,484/year)

*Secondary financing rates are an estimated value based on input

MLS ID: V1-24986

Listing From:

Last updated: 2024-11-26T04:03:19.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.12%
7.15%

Principal & Interest

$2,330 /mo
$3,250 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $356,794 (46%)
You can enter any amount below - secondary financing will cover the difference if needed.
46%
$

You cover the entire equity of $356,794!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.12% Sellers Rate
$423,196
Your Cash$356,794
Total Purchase Price:$779,990

Assumed vs Traditional Mortgage

Assumed @ 4.12%
$2,330/mo
Traditional @ 7.5%
$3,371/mo
You save $1,040/month ($12,484/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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