Laura Jewett

Laura Jewett

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Closed

$249,950

($114,294 down)
FHA

2107 Clearwater Road, Saint Cloud, MN 56301

3
1
1,388 sqft
PITI Monthly
$1,038.02 /mo

Listing courtesy of: , Area Realty Pro's, LLC

Assumed Rate

3.1%
7.15%

Principal & Interest

$634 /mo
$1,003 /mo

What's Special

REMODELED
SERENE
ENTERTAINMENT
DINING
SPACIOUS
MODERN
LUXURY
HARDWOOD FLOORS
DECK
COZY
EFFICIENT

Discover this spectacular three-bedroom, one-bathroom home that seamlessly blends classic charm with modern luxury. This beautiful one and a half story house, illuminated with abundant natural light throughout, boasts a newly surfaced red and white oak wood flooring throughout most of the first floor which includes the living room, hallway, closets, and two first floor bedrooms, which beautifully complement the original re-finished hardwood floors and traditional trim throughout. Step into the newly remodeled kitchen, where a spacious dining table accommodates up to six people. The kitchen features striking dark navy-blue cabinets with slow-soft-closing drawers and sophisticated champagne gold handles. The white quartz countertop with subtle light veining pairs beautifully with the deep stainless steel under-mount sink from Kraus, complemented by a champagne gold faucet and sprayer. Updated flooring and a suite of stainless-steel Whirlpool appliances—including an oven/stove, microwave, dishwasher, and refrigerator—add both style and functionality to this elegant space. The lower half of the kitchen, which opens to the backyard with a sliding glass door and bay window, provides ample space for creating a cozy coffee lounge. You can easily fit two chairs or a chair and loveseat, along with a wall-mounted TV, is perfect for relaxing or enjoying entertainment while cooking or enjoying the outdoor views. Indulge in a tranquil partially remodeled bath bathroom, featuring stylish new flooring and a navy-blue under sink cabinet complemented by a matching wall cabinet with slow closing doors. The space is enhanced by a champagne gold vanity mirror and bathtub fixtures, including a newly added energy-efficient toilet. Upstairs, you'll find a cozy large bedroom that offers generous space features two built in closets, enough room for a work nook, and has ample room for a potential addition of a small half bath in the future. The clean basement presents also an opportunity for future expansion to suit your needs providing plenty of open space and storage. It also includes a brand-new matching Whirlpool washer and dryer set adding to the convenience of doing to your laundry routine. With a large, private, fenced-in backyard with mature maple trees and newly planted snow crab apple trees, this home offers a serene backyard retreat for every season. Enjoy the added outdoor space either on the front deck taking in a morning coffee enjoying the red maple trees or enjoy the newly added wooden deck in the back of the house perfect for entertaining, relaxing, gardening, and playing with kids or pets. Located in a convenient area close to all that Saint Cloud has to offer, such as Lake George, Munsinger Gardens, West Saint Germain, and the Mississippi River with all its trails this home is must-see. Don’t miss out—come take a look and experience the perfect blend of comfort and design. Please note, the seller is a relative of the listing agent.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.1
Remaining Loan Term
26 years, 10 months
Monthly PITI
$1,038.02/mo
Estimated Loan Balance
$146,162
Cash to close
$114,294
Interest Paid
$14,109

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 1
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Metal Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Metal Siding
  • Roof: Unknown
Condition
  • Year Built: 1948
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Atwood Acres
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Saint Cloud

Financial Details

  • Price per Sqft: $180.08
  • Tax Annual Amount: $1784
  • On Market Date: 2024-08-05T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $114,294 (46%)
You can enter any amount below - secondary financing will cover the difference if needed.
46%
$

You cover the entire equity of $114,294!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.1% Sellers Rate
$135,656
Your Cash$114,294
Total Purchase Price:$249,950

Assumed vs Traditional Mortgage

Assumed @ 3.1%
$634/mo
Traditional @ 7.5%
$1,040/mo
You save $406/month ($4,875/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6581202

Listing From: northstar

Last updated: 2024-09-09T21:24:02.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.1%
7.15%

Principal & Interest

$634 /mo
$1,003 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $114,294 (46%)
You can enter any amount below - secondary financing will cover the difference if needed.
46%
$

You cover the entire equity of $114,294!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.1% Sellers Rate
$135,656
Your Cash$114,294
Total Purchase Price:$249,950

Assumed vs Traditional Mortgage

Assumed @ 3.1%
$634/mo
Traditional @ 7.5%
$1,040/mo
You save $406/month ($4,875/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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