Laura Jewett

Laura Jewett

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Closed

$168,000

($207,169 down)
FHA

2106 W PONTIAC Drive, Phoenix, AZ 85027

3
3
1,360 sqft
PITI Monthly
$977.99 /mo

Listing courtesy of: Tamara Weber, HomeSmart

Assumed Rate

3.23%
7.15%

Principal & Interest

$673 /mo
$1,047 /mo

What's Special

SHOPPING
SPACIOUS
PATIO
COMMUNITY POOL

Freshly painted inside and out with brand new carpet and wood look vinyl flooring! Rare 3 bedroom/3 bath townhouse in this well maintained community with Community Pool!! Spacious family room downstairs leads to a eat-in kitchen, kitchen and large laundry room! Kitchen overlooks your quaint covered and private patio. Master bath has tiled walk-in shower. Covered assigned parking. Close to community pool and ammenities. Ideally located moments from 101and I-17 freeways, and great shopping! for easy commute around the Phoenix area. Hall bathtub surround has been re-done, and 3 brand new toilets installed! Fantastic opportunity!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.23
Remaining Loan Term
25 years, 3 months
Monthly PITI
$977.99/mo
Estimated Loan Balance
$166,906
Cash to close
$207,169
Interest Paid
$22,633

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Refrigeration
  • Heating: Electric
Features
  • Materials: Painted, Stucco, Frame - Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Vinyl, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Built-Up
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: Townhouse
  • Architectural Style: Santa Barbara/Tuscan
Materials
  • Painted, Stucco, Frame - Wood
  • Roof: Built-Up
Condition
  • Year Built: 1981
Details
  • Builder: Unknown

Community & HOA

Community
  • Subdivision: ROSE GARDEN TOWNHOUSES
  • Features: Community Spa, Community Pool
HOA
  • Has HOA: Yes
  • HOA Name: Associated Property
  • HOA Amenities: Unknown
  • HOA Fee: $141
  • HOA Frequency: $Monthly
Location
  • Region: Phoenix

Financial Details

  • Price per Sqft: $123.53
  • Tax Annual Amount: $541
  • On Market Date: 2024-07-04T07:25:32.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $207,169 (123%)
You can enter any amount below - secondary financing will cover the difference if needed.
123%
$

You cover the entire equity of $207,169!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.23% Sellers Rate
-$39,169
Your Cash:$207,169
Total Purchase Price:$168,000

Assumed vs Traditional Mortgage

Assumed @ 3.23%
$673/mo
Traditional @ 7.5%
$1,086/mo
You save $413/month ($4,958/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 5899592

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-01-26T03:07:37.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.23%
7.15%

Principal & Interest

$673 /mo
$1,047 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $207,169 (123%)
You can enter any amount below - secondary financing will cover the difference if needed.
123%
$

You cover the entire equity of $207,169!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.23% Sellers Rate
-$39,169
Your Cash:$207,169
Total Purchase Price:$168,000

Assumed vs Traditional Mortgage

Assumed @ 3.23%
$673/mo
Traditional @ 7.5%
$1,086/mo
You save $413/month ($4,958/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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