Laura Jewett

Laura Jewett

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Closed

$425,000

($279,175 down)
FHA

2103 80th Street, Somerset, WI 54025

3
3
1,763 sqft
PITI Monthly
$1,412.83 /mo

Listing courtesy of: , Coldwell Banker Realty

Assumed Rate

4.47%
7.15%

Principal & Interest

$841 /mo
$1,126 /mo

What's Special

MODERN
LUXURY
STAINLESS STEEL APPLIANCES
FIREPLACE

Escape to the peace and privacy of rural living with this beautifully updated two-story home on 1.4 acres! Nestled in the countryside, this home offers the perfect blend of modern updates and country charm. The land has been thoughtfully designed to provide a true homesteading experience, with space to grow your own food and enjoy nature. The established orchard and gardens feature a variety of fruit trees, berries, wine grapes, and raised garden beds, perfect for seasonal harvests. Thoughtfully planted perennials and pollinator-friendly flowers add beauty and sustainability to the landscape. The home has nice updates including a new roof and siding in 2018, new water heater in 2023, stainless steel appliances, and luxury vinyl plank flooring, plus 2 fireplaces! The outside also includes the 32x40 detached insulated and heated garage built in 2018. This is more than just a home—it’s a lifestyle, offering a perfect mix of privacy, nature, and self-sufficiency. If you’ve been dreaming of a place where you can grow, create, and enjoy the beauty of the outdoors, this is it!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.47
Remaining Loan Term
23 years, 2 months
Monthly PITI
$1,412.83/mo
Estimated Loan Balance
$211,213
Cash to close
$279,175
Interest Paid
$47,879

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air, Fireplace(s)
Features
  • Materials: Fiber Cement, Vinyl Siding
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Family Room, Gas, Living Room
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Age 8 Years or Less, Architectural Shingle, Asphalt, Pitched
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Tank with Drainage Field
  • Water Source: Drilled, Well
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Fiber Cement, Vinyl Siding
  • Roof: Age 8 Years or Less, Architectural Shingle, Asphalt, Pitched
Condition
  • Year Built: 2004
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Rolling Oaks
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Somerset

Financial Details

  • Price per Sqft: $241.07
  • Tax Annual Amount: $3641
  • On Market Date: 2025-02-19T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $279,175 (66%)
You can enter any amount below - secondary financing will cover the difference if needed.
66%
$

You cover the entire equity of $279,175!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.47% Sellers Rate
$145,825
Your Cash:$279,175
Total Purchase Price:$425,000

Assumed vs Traditional Mortgage

Assumed @ 4.47%
$841/mo
Traditional @ 7.5%
$1,167/mo
You save $326/month ($3,913/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6670534

Listing From: northstar

Last updated: 2025-03-31T21:04:03.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.47%
7.15%

Principal & Interest

$841 /mo
$1,126 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $279,175 (66%)
You can enter any amount below - secondary financing will cover the difference if needed.
66%
$

You cover the entire equity of $279,175!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.47% Sellers Rate
$145,825
Your Cash:$279,175
Total Purchase Price:$425,000

Assumed vs Traditional Mortgage

Assumed @ 4.47%
$841/mo
Traditional @ 7.5%
$1,167/mo
You save $326/month ($3,913/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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