Laura Jewett

Laura Jewett

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Closed

$345,000

($345,000 down)
FHA

2100 48th Street NW, Rochester, MN 55901

5
2
2,342 sqft
PITI Monthly
$2,172.18 /mo

Listing courtesy of: , Edina Realty, Inc.

Assumed Rate

%
7.15%

Principal & Interest

$1,497 /mo
$2,251 /mo

What's Special

SPACIOUS
MODERN
STAINLESS STEEL APPLIANCES
FIREPLACE
WET BAR
DECK
FENCED YARD
CHARMING
COZY

Welcome to this charming and spacious home, offering 2342 sq ft of thoughtfully designed living space that strikes the perfect balance between style and function. The fully upgraded kitchen features sleek stainless steel appliances and a modern gas range, perfect for both cooking and entertaining. The lower level is a true highlight, with a cozy gas fireplace, a generous family room, and a convenient wet bar-ideal for casual gatherings or more formal entertaining. It also has space for a second fridge, adding practicality to this already well-appointed space. Step outside to the deck, where you can relax while overlooking the fully fenced yard. This private outdoor retreat is perfect for gardening, outdoor activities, or simply enjoying the sunshine. The secure yard offers a peaceful environment, making it ideal for families with children or pets. With 3 bedrooms on the lower level and 2 on the main floor, there’s plenty of room for everyone to spread out and enjoy their own space. Whether you're hosting family gatherings or enjoying quiet time at home, this layout offers versatility to suit your lifestyle. Beyond its aesthetic upgrades, this home is designed for modern comfort and convenience. With 2342 square feet of finished space, it offers ample room to grow and adapt to your needs. Don’t miss the opportunity to make this beautifully updated home your forever sanctuary.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
Remaining Loan Term
28 years, 7 months
Monthly PITI
$2,172.18/mo
Estimated Loan Balance
$331,242
Cash to close
$345,000
Interest Paid
$0

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 5
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Vinyl Siding
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Family Room, Gas
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Full, Privacy
Roof
  • Roof: Age Over 8 Years, Asphalt
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Vinyl Siding
  • Roof: Age Over 8 Years, Asphalt
Condition
  • Year Built: 1987
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Cimarron Four
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Rochester

Financial Details

  • Price per Sqft: $147.31
  • Tax Annual Amount: $3470
  • On Market Date: 2024-11-12T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $345,000 (100%)
You can enter any amount below - secondary financing will cover the difference if needed.
100%
$

You cover the entire equity of $345,000!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage% Sellers Rate
$0
Your Cash:$345,000
Total Purchase Price:$345,000

Assumed vs Traditional Mortgage

Assumed @ %
$1,497/mo
Traditional @ 7.5%
$2,252/mo
You save $755/month ($9,062/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6629525

Listing From: northstar

Last updated: 2025-03-12T18:51:03.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

%
7.15%

Principal & Interest

$1,497 /mo
$2,251 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $345,000 (100%)
You can enter any amount below - secondary financing will cover the difference if needed.
100%
$

You cover the entire equity of $345,000!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage% Sellers Rate
$0
Your Cash:$345,000
Total Purchase Price:$345,000

Assumed vs Traditional Mortgage

Assumed @ %
$1,497/mo
Traditional @ 7.5%
$2,252/mo
You save $755/month ($9,062/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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