Laura Jewett

Laura Jewett

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$1,983,000

($685,700 down)
VA

20 Valley Drive, Orinda, CA 94563

4
3
2,479 sqft
PITI Monthly
$8,813.37 /mo

Listing courtesy of: Peter Farsai, Masiv Real Estate Inc.

Assumed Rate

4%
7.15%

Principal & Interest

$6,532 /mo
$9,241 /mo

What's Special

LOCATION
SERENE
SPACIOUS
MODERN
LUXURY
INCOME POTENTIAL
RENTAL INCOME

***ASSUMABLE VA LOAN at 2.875% INTEREST on $ 1,270,075 *** Welcome to 20 Valley Drive, Orinda, CA Nestled in the scenic hills of Orinda, this stunning property offers a unique blend of modern convenience and serene luxury living. Situated on nearly half an acre, this meticulously maintained home features two separate structures with a combined 2,479 sqft of living space. The additional unit is complemented with a spacious suite, approximately 566 sq.ft. The ensuite ADU is fit with its own private entrance level with its own parking as well as covered parking below, and FULL bath. Perfect for guests, in-laws, or rental income potential. This home boasts an array of high-tech upgrades perfect for any work-from-home situation, including an industrial-grade intercom system and high-speed fiber optic wiring. Enjoy ample open parking spots as well as the garage, freshly painted interiors, new floors, upgraded heating and AC, and newly designed landscaping, creating a welcoming and stylish curb appeal. Located within one of the top school districts in the Bay Area, and offering easy access to nearby city amenities, this property is ideal for those seeking a balance of tranquility and convenience. Don't miss this opportunity to own a one-of-a-kind home in a prime Bay Area location!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
4
Remaining Loan Term
26 years, 8 months
Monthly PITI
$8,813.37/mo
Estimated Loan Balance
$1,301,690
Cash to close
$685,700
Interest Paid
$177,070

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: WallWindowUnits
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Carpet, Laminate, Wood

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Shingle
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Shingle
Condition
  • Year Built: 1948
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Orinda

Financial Details

  • Price per Sqft: $799.92
  • Tax Annual Amount: $24787.5
  • On Market Date: 2024-10-02T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $685,700 (35%)
You can enter any amount below - secondary financing will cover the difference if needed.
35%
$

You cover the entire equity of $685,700!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4% Sellers Rate
$1,297,300
Your Cash$685,700
Total Purchase Price:$1,983,000

Assumed vs Traditional Mortgage

Assumed @ 4%
$6,532/mo
Traditional @ 7.5%
$9,585/mo
You save $3,053/month ($36,639/year)

*Secondary financing rates are an estimated value based on input

MLS ID: ML81982392

Listing From:

Last updated: 2025-04-02T13:04:19.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4%
7.15%

Principal & Interest

$6,532 /mo
$9,241 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $685,700 (35%)
You can enter any amount below - secondary financing will cover the difference if needed.
35%
$

You cover the entire equity of $685,700!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4% Sellers Rate
$1,297,300
Your Cash$685,700
Total Purchase Price:$1,983,000

Assumed vs Traditional Mortgage

Assumed @ 4%
$6,532/mo
Traditional @ 7.5%
$9,585/mo
You save $3,053/month ($36,639/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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