Laura Jewett

Laura Jewett

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Closed

$350,000

($89,309 down)
FHA

20 Glenshire Lane, Chico, CA 95973

2
2
999 sqft
PITI Monthly
$1,680.51 /mo

Listing courtesy of: Jessica Williams, Connect Real Estate Group

Assumed Rate

3.62%
7.15%

Principal & Interest

$1,325 /mo
$1,963 /mo

What's Special

DINING
SPACIOUS
FIREPLACE
HOME OFFICE
PATIO
SAFE
CHARMING
COZY
EFFICIENT

BACK ON MARKET AT NO FAULT OF THE SELLERS!! Welcome to 20 Glenshire Lane, a delightful 2-bedroom, 2-bathroom home that blends charm, comfort, and convenience. Inside, you’ll find newer LVP flooring in the main living areas, complemented by soft, plush carpet in the bedrooms. The living room boasts a vaulted ceiling, an abundance of natural light, and a cozy wood-burning fireplace—perfect for relaxing on chilly winter evenings. The kitchen features its own nook with a charming cutout that allows you to stay connected to gatherings in the dining and living room. The primary bedroom is a spacious retreat with a tall ceiling and a large window that overlooks the backyard, filling the space with natural light. The second bedroom offers comfort and flexibility, perfect for a guest room, home office, or hobby space. The hall bathroom includes a tub/shower combo, while the primary suite features a private bath with a walk-in shower for added convenience. Step outside to your backyard oasis, complete with a small covered patio that’s just the right spot for your BBQ or a peaceful morning coffee. The home also features a 6-year-old roof, a spacious garage for all your storage needs, and a 10-panel leased solar system through SunRun for just $80.36/month, making it both efficient and practical. Conveniently located just down the road from the brand-new Rotary Park and close to Chico’s many amenities—such as Safeway, Trader Joe’s, PV High School, and Pour House—this home offers the perfect balance of tranquility and accessibility. Don’t miss your chance to make this charming property your own!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.62
Remaining Loan Term
24 years, 7 months
Monthly PITI
$1,680.51/mo
Estimated Loan Balance
$261,763
Cash to close
$89,309
Interest Paid
$53,992

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: LapSiding
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom, WoodBurning
  • Flooring: Vinyl

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • LapSiding
  • Roof: Composition
Condition
  • Year Built: 1987
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Biking, Fishing, Golf, Hiking, Lake, Park, StormDrains, Sidewalks
HOA
  • Has HOA: No
Location
  • Region: Chico

Financial Details

  • Price per Sqft: $350.35
  • Tax Annual Amount: $4375
  • On Market Date: 2024-11-21T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $89,309 (26%)
You can enter any amount below - secondary financing will cover the difference if needed.
26%
$

You cover the entire equity of $89,309!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.62% Sellers Rate
$260,691
Your Cash$89,309
Total Purchase Price:$350,000

Assumed vs Traditional Mortgage

Assumed @ 3.62%
$1,325/mo
Traditional @ 7.5%
$2,036/mo
You save $712/month ($8,538/year)

*Secondary financing rates are an estimated value based on input

MLS ID: SN24238587

Listing From:

Last updated: 2025-02-09T01:29:05.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.62%
7.15%

Principal & Interest

$1,325 /mo
$1,963 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $89,309 (26%)
You can enter any amount below - secondary financing will cover the difference if needed.
26%
$

You cover the entire equity of $89,309!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.62% Sellers Rate
$260,691
Your Cash$89,309
Total Purchase Price:$350,000

Assumed vs Traditional Mortgage

Assumed @ 3.62%
$1,325/mo
Traditional @ 7.5%
$2,036/mo
You save $712/month ($8,538/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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