Laura Jewett

Laura Jewett

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$1,040,000

($121,792 down)
VA

209 Manzanilla Way, Oceanside, CA 92057

5
3
2,307 sqft
PITI Monthly
$7,631.47 /mo

Listing courtesy of: William King, Coldwell Banker Realty

Assumed Rate

7.08%
7.15%

Principal & Interest

$6,248 /mo
$6,292 /mo

What's Special

MINUTES AWAY
SHOPPING
DINING
WALK-IN CLOSET
CUL-DE-SAC
SOLAR PANELS

Discover this stunning 5-bedroom, 2.5-bathroom home boasting over 2,300 sqft of living space in a peaceful cul-de-sac. Located just 7 miles from the beach and Oceanside Harbor, this home offers convenience and comfort. It features a 3-car garage and sits directly off the back gate of a major military installation, with shopping just minutes away. The open-concept floor plan seamlessly connects the living room, dining area, and kitchen, creating an inviting space for entertaining. All five bedrooms are situated upstairs, including the luxurious primary suite with two walk-in closets and an expansive spa-like bathroom. This home is packed with upgrades, including new LED lighting, paid-off solar panels for energy savings, and a beautifully enhanced backyard with turf for easy maintenance. Enjoy the benefits of low taxes and a vibrant community filled with picnic areas. Ideally located across the street from a 24-Hour Fitness and a variety of boutique shops, this home also comes with a complimentary 12-month gym membership upon COE. Don’t miss this exceptional opportunity!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
7.08
Remaining Loan Term
28 years, 7 months
Monthly PITI
$7,631.47/mo
Estimated Loan Balance
$920,672
Cash to close
$121,792
Interest Paid
$92,819

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 5
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Unknown
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 2002
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Oceanside
  • Features: Biking, Curbs, StormDrains, StreetLights, Sidewalks
HOA
  • Has HOA: Yes
  • HOA Name: Villages at Rancho Del Oro
  • HOA Amenities: Unknown
  • HOA Fee: $142
  • HOA Frequency: $Monthly
Location
  • Region: Oceanside

Financial Details

  • Price per Sqft: $450.8
  • Tax Annual Amount: $13000
  • On Market Date: 2025-03-21T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $121,792 (12%)
You can enter any amount below - secondary financing will cover the difference if needed.
12%
$

You cover the entire equity of $121,792!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage7.08% Sellers Rate
$918,208
Your Cash$121,792
Total Purchase Price:$1,040,000

Assumed vs Traditional Mortgage

Assumed @ 7.08%
$6,248/mo
Traditional @ 7.5%
$6,527/mo
You save $279/month ($3,343/year)

*Secondary financing rates are an estimated value based on input

MLS ID: SW25062328

Listing From:

Last updated: 2025-03-29T20:35:38.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

7.08%
7.15%

Principal & Interest

$6,248 /mo
$6,292 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $121,792 (12%)
You can enter any amount below - secondary financing will cover the difference if needed.
12%
$

You cover the entire equity of $121,792!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage7.08% Sellers Rate
$918,208
Your Cash$121,792
Total Purchase Price:$1,040,000

Assumed vs Traditional Mortgage

Assumed @ 7.08%
$6,248/mo
Traditional @ 7.5%
$6,527/mo
You save $279/month ($3,343/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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