Laura Jewett

Laura Jewett

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Closed

$549,000

($265,738 down)
FHA

20920 E Ida Avenue, Centennial, CO 80015

4
2
2,186 sqft
PITI Monthly
$1,908.56 /mo

Listing courtesy of: John Lindauer, MB The W Real Estate Group

Assumed Rate

2.98%
7.15%

Principal & Interest

$1,271 /mo
$2,042 /mo

What's Special

SPACIOUS
RENOVATED
FINISHED BASEMENT
DECK
PRIVATE BACKYARD

This beautiful move in home is located in the convenient and desirable Parkborough subdivision! The main floor is completely updated. This is the one you have been looking for. Enjoy this open, spacious three bedrooms ranch with two nonconforming bedrooms in the basement. The kitchen has been renovated with newer cabinets, granite countertop and stainless-steel appliances. There's a breakfast bar that overlooks the large back yard. Updated bathroom and a walk in closet in the primary bedroom. Expand into the full finished basement with your 4th and 5th nonconforming bedrooms, bathroom, storage area and a large recreation area. Enjoy the large private backyard that has sheds and a spacious wood deck. New roof and paint. Located in highly desirable Cherry Creek school district. Bring an offer.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.98
Remaining Loan Term
26 years, 5 months
Monthly PITI
$1,908.56/mo
Estimated Loan Balance
$291,064
Cash to close
$265,738
Interest Paid
$31,070

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Wood Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Carpet, Tile, Wood

Exterior

Fencing
  • Fencing: Full
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Traditional
Materials
  • Wood Siding
  • Roof: Composition
Condition
  • Year Built: 1982
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Parkborough
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Centennial

Financial Details

  • Price per Sqft: $251.14
  • Tax Annual Amount: $3080
  • On Market Date: 2024-08-18T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $265,738 (48%)
You can enter any amount below - secondary financing will cover the difference if needed.
48%
$

You cover the entire equity of $265,738!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.98% Sellers Rate
$283,262
Your Cash$265,738
Total Purchase Price:$549,000

Assumed vs Traditional Mortgage

Assumed @ 2.98%
$1,271/mo
Traditional @ 7.5%
$2,118/mo
You save $847/month ($10,158/year)

*Secondary financing rates are an estimated value based on input

MLS ID: REC1954380

Listing From: recolorado

Last updated: 2025-01-31T16:29:16.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.98%
7.15%

Principal & Interest

$1,271 /mo
$2,042 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $265,738 (48%)
You can enter any amount below - secondary financing will cover the difference if needed.
48%
$

You cover the entire equity of $265,738!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.98% Sellers Rate
$283,262
Your Cash$265,738
Total Purchase Price:$549,000

Assumed vs Traditional Mortgage

Assumed @ 2.98%
$1,271/mo
Traditional @ 7.5%
$2,118/mo
You save $847/month ($10,158/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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