Laura Jewett

Laura Jewett

Property SearchContact
primary-1
primary-2primary-3
Coming Soon

$550,000

($303,802 down)
VA

20911 Jameswood Court, Lakeville, MN 55044

4
3
2,728 sqft
PITI Monthly
$1,842.29 /mo

Listing courtesy of: , Fazendin REALTORS

Assumed Rate

3.45%
7.15%

Principal & Interest

$1,218 /mo
$1,844 /mo

What's Special

LOCATION
FRESH PAINT
DINING
SPACIOUS
MODERN
FIREPLACE
WALK-IN CLOSET
DECK
CUL-DE-SAC
COZY

Welcome to this beautifully maintained 4-bedroom home, ideally situated on a quiet cul-de-sac in the heart of Lakeville. Thoughtfully updated, the main level features new flooring, fresh paint, and modern lighting. Enjoy your morning coffee in the kitchen's breakfast area while overlooking the backyard, or step onto the deck and take in the peaceful sounds of nature. The main floor offers a spacious layout with three bedrooms, including a primary suite with a walk-in closet and full bath. A formal dining area and generous living room provide plenty of space for entertaining. Conveniently located off the garage, the mudroom includes main-floor laundry for ease. The lower level boasts a large family room with a cozy gas fireplace and lookout windows, bringing in plenty of natural light. You'll also find a sizeable bedroom, a full bath, and a versatile bonus room - perfect for a home gym, craft space, or even a potential fifth bedroom. With ample space and an unbeatable location, this home is a must-see. Schedule your tour today!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.45
Remaining Loan Term
25 years, 3 months
Monthly PITI
$1,842.29/mo
Estimated Loan Balance
$290,548
Cash to close
$303,802
Interest Paid
$42,640

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Vinyl Siding
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Two Sided, Family Room, Gas, Living Room
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Age Over 8 Years, Asphalt
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Vinyl Siding
  • Roof: Age Over 8 Years, Asphalt
Condition
  • Year Built: 1993
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Royal Woods 2nd Add
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Lakeville

Financial Details

  • Price per Sqft: $201.61
  • Tax Annual Amount: $5488
  • On Market Date: 2025-04-01T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $303,802 (55%)
You can enter any amount below - secondary financing will cover the difference if needed.
55%
$

You cover the entire equity of $303,802!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.45% Sellers Rate
$246,198
Your Cash:$303,802
Total Purchase Price:$550,000

Assumed vs Traditional Mortgage

Assumed @ 3.45%
$1,218/mo
Traditional @ 7.5%
$1,913/mo
You save $694/month ($8,332/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6684412

Listing From: northstar

Last updated: 2025-04-04T02:27:03.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.45%
7.15%

Principal & Interest

$1,218 /mo
$1,844 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $303,802 (55%)
You can enter any amount below - secondary financing will cover the difference if needed.
55%
$

You cover the entire equity of $303,802!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.45% Sellers Rate
$246,198
Your Cash:$303,802
Total Purchase Price:$550,000

Assumed vs Traditional Mortgage

Assumed @ 3.45%
$1,218/mo
Traditional @ 7.5%
$1,913/mo
You save $694/month ($8,332/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

Powered By UMe.

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

equal-housing

© is committed to and abides by the Fair Housing Act of Equal Opportunity.