Laura Jewett

Laura Jewett

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$825,000

($164,891 down)
VA

2090 S Gray Drive, Lakewood, CO 80227

4
3
2,502 sqft
PITI Monthly
$3,499.13 /mo

Listing courtesy of: Amie Morozs, D Town Listings

Assumed Rate

2.76%
7.15%

Principal & Interest

$2,923 /mo
$4,829 /mo

What's Special

DINING
SPACIOUS
MOVE-IN READY
CUSTOM BUILT
GRANITE COUNTERTOPS
BREAKFAST NOOK
FIREPLACE
VAULTED CEILINGS
WALK-IN CLOSET
HOME OFFICE
DECK
PRIVATE BACKYARD
SECOND HOME

Sellers have a VA loan at 2.75% interest that is assumable to buyers. Buyers don't need to be Veterans to assume the loan! Beautiful curb appeal on this massive corner lot tucked away on a quiet street in the sought-after Lakewood Estates neighborhood. It is rare to find a Lakewood Estates home with a 3 car garage! This home not only has the 3 car spaces, but also has a giant workshop. 4 bedrooms that are all located on the upper floor plus a large main floor office just off the entry. The spacious eat-in kitchen features newer stainless appliances, gorgeous granite countertops, peg board wood flooring and opens to the breakfast nook and family room. Character fills the family room with wood beam vaulted ceilings, a brick surround wood burning fireplace, a window seat and custom built-ins. The main floor also offers a formal dining room, a front living room just off the entry, a powder bathroom and of course the very large office. Upstairs you will find 4 generously sized bedrooms. The primary suite faces South, has a 5 piece en-suite bathroom and a large walk-in closet. One of the secondary bedrooms provides the perfect option for a second home office or playroom with built-in shelving and desk. The possibilities are endless with the full basement that is currently unfinished. Use your imagination for this incredible amount of additional square footage. Outside you will find a well situated back deck just off the kitchen area. The fully fenced and private backyard has a perfect garden area and beautiful mature landscaping. The home is move-in ready with all new windows, new carpeting and a newer roof. Lakewood Estates is conveniently located close to shops, restaurants, bars, fitness facilities and highway access. A short walk to multiple parks or a short drive to central Denver and Belmar or head 10 minutes west to the mountains and have access to many hiking/biking trails. For more details about this quintessential home please visit www.LakewoodEstatesListing.com

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.76
Remaining Loan Term
26 years, 6 months
Monthly PITI
$3,499.13/mo
Estimated Loan Balance
$662,908
Cash to close
$164,891
Interest Paid
$66,458

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Evaporative Cooling
  • Heating: Baseboard, Hot Water
Features
  • Materials: Brick, Frame, Wood Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Family Room, Wood Burning
  • Flooring: Carpet, Laminate, Tile, Wood

Exterior

Fencing
  • Fencing: Partial
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Traditional
Materials
  • Brick, Frame, Wood Siding
  • Roof: Composition
Condition
  • Year Built: 1983
Details
  • Builder: Richmond American Homes

Community & HOA

Community
  • Subdivision: Lakewood Estates
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name: Lakewood Estates
  • HOA Amenities: Unknown
  • HOA Fee: $150
  • HOA Frequency: $Annually
Location
  • Region: Lakewood

Financial Details

  • Price per Sqft: $329.74
  • Tax Annual Amount: $4317
  • On Market Date: 2025-03-13T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $164,891 (20%)
You can enter any amount below - secondary financing will cover the difference if needed.
20%
$

You cover the entire equity of $164,891!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.76% Sellers Rate
$660,109
Your Cash$164,891
Total Purchase Price:$825,000

Assumed vs Traditional Mortgage

Assumed @ 2.76%
$2,923/mo
Traditional @ 7.5%
$5,009/mo
You save $2,086/month ($25,038/year)

*Secondary financing rates are an estimated value based on input

MLS ID: REC7005771

Listing From: recolorado

Last updated: 2025-04-02T20:07:24.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.76%
7.15%

Principal & Interest

$2,923 /mo
$4,829 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $164,891 (20%)
You can enter any amount below - secondary financing will cover the difference if needed.
20%
$

You cover the entire equity of $164,891!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.76% Sellers Rate
$660,109
Your Cash$164,891
Total Purchase Price:$825,000

Assumed vs Traditional Mortgage

Assumed @ 2.76%
$2,923/mo
Traditional @ 7.5%
$5,009/mo
You save $2,086/month ($25,038/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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