Laura Jewett

Laura Jewett

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Under Contract

$475,000

($187,157 down)
FHA

208 Wark Avenue, Berthoud, CO 80513

3
2
1,335 sqft
PITI Monthly
$2,308.87 /mo

Listing courtesy of: EmpowerHome Team Colorado, Keller Williams Realty Northern Colorado

Assumed Rate

4.47%
7.15%

Principal & Interest

$1,661 /mo
$2,222 /mo

What's Special

MINUTES AWAY
DINING
MODERN
QUIET NEIGHBORHOOD
NO HOA

Step into your dream home, where an abundance of natural light pours into every room, creating a warm, inviting atmosphere that immediately feels like home. The open layout flows effortlessly from room to room. This beautifully updated residence boasts modern finishes throughout, ensuring both style and functionality at every turn. The kitchen is a true centerpiece of the home, designed for those who love to cook and entertain. With contemporary cabinetry and a double oven, it’s the perfect space to prepare meals for family and friends. The open layout seamlessly connects the kitchen to the dining area, making it easy to gather and share meals while enjoying each other’s company. Beyond the interior, the home offers incredible low-maintenance living. Thoughtfully designed with durability and ease in mind, you'll spend more time enjoying your home and less time on upkeep. The expansive front and back yards are perfect for relaxing, with plenty of space to entertain, garden, or simply unwind on peaceful summer nights. Enjoy the serenity of the great outdoors with expansive front and back yards, ideal for relaxing summer nights, whether you're hosting friends or simply soaking in the peaceful surroundings. Nestled in a quiet neighborhood with no HOA, this private retreat offers the best of both worlds: a tranquil escape just minutes away from the vibrant outdoor activities at Carter Lake. Whether you're hiking, swimming, fishing, sailing, boating, or kayaking, adventure is right at your doorstep. With plenty of land, room for horses and chickens, and stunning views of the majestic Rocky Mountains, this property invites you to create your own sanctuary. If you’re looking for a peaceful haven away from the hustle and bustle of city life, yet close enough to all the amenities you need, your perfect retreat is waiting for you. WELCOME HOME!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.47
Remaining Loan Term
23 years, 2 months
Monthly PITI
$2,308.87/mo
Estimated Loan Balance
$411,510
Cash to close
$187,157
Interest Paid
$94,508

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: None
  • Heating: Forced Air, Natural Gas
Features
  • Materials: Frame, Wood Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Laminate, Tile

Exterior

Fencing
  • Fencing: Full
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Septic Tank
  • Water Source: Well
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Frame, Wood Siding
  • Roof: Composition
Condition
  • Year Built: 1957
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Carter Lake Valley
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Berthoud

Financial Details

  • Price per Sqft: $355.81
  • Tax Annual Amount: $2981
  • On Market Date: 2025-03-05T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $187,157 (39%)
You can enter any amount below - secondary financing will cover the difference if needed.
39%
$

You cover the entire equity of $187,157!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.47% Sellers Rate
$287,843
Your Cash$187,157
Total Purchase Price:$475,000

Assumed vs Traditional Mortgage

Assumed @ 4.47%
$1,661/mo
Traditional @ 7.5%
$2,304/mo
You save $644/month ($7,724/year)

*Secondary financing rates are an estimated value based on input

MLS ID: REC8823242

Listing From: recolorado

Last updated: 2025-03-10T18:57:20.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.47%
7.15%

Principal & Interest

$1,661 /mo
$2,222 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $187,157 (39%)
You can enter any amount below - secondary financing will cover the difference if needed.
39%
$

You cover the entire equity of $187,157!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.47% Sellers Rate
$287,843
Your Cash$187,157
Total Purchase Price:$475,000

Assumed vs Traditional Mortgage

Assumed @ 4.47%
$1,661/mo
Traditional @ 7.5%
$2,304/mo
You save $644/month ($7,724/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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