Laura Jewett

Laura Jewett

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$739,000

($333,110 down)
VA

2081 Wood Duck Lane, Paso Robles, CA 93446

3
2
1,906 sqft
PITI Monthly
$2,869.05 /mo

Listing courtesy of: Alicia Bartlett, RE/MAX Parkside Real Estate

Assumed Rate

2.94%
7.15%

Principal & Interest

$1,883 /mo
$3,039 /mo

What's Special

DINING
SPACIOUS
VAULTED CEILINGS
WALK-IN CLOSET
DECK
CHARMING

Located in the desirable and well-established neighborhood of Heritage Ranch, this home offers quality construction with durable 2x6 framing. The open and airy floor plan features vaulted ceilings, ceiling fans, and a thoughtfully designed kitchen with pullout shelves — perfect for both everyday living and entertaining. Convenient indoor laundry and ample storage can be found throughout the home. The spacious primary suite includes a walk-in closet, while additional upgrades include a Navien tankless water heater, newer A/C, wrought iron fencing, a storage shed, an aviary with parakeets, and a charming water fountain. The interior was freshly painted approximately three years ago, and the property is bordered by greenbelt on two sides, offering enhanced privacy and beautiful natural views from the recently repainted covered rear deck. A standout feature is the oversized three-car garage, measuring approximately 29 feet deep and 28 feet wide — ideal for vehicles, hobbies, or extra storage. Residents enjoy access to premium amenities at Heritage Ranch, including swimming pools, tennis and pickleball courts, a dog park, recreational barn, private boat launch, and scenic riding trails. Daily conveniences such as a nearby grocery store, dining options, gas station, and elementary school further enhance the community’s appeal. There is also an assumable VA loan with a 2.25% interest rate. This is a unique property you won’t want to miss!

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Assumption Snapshot

Type of Loan
VA
Interest Rate
2.94
Remaining Loan Term
25 years, 6 months
Monthly PITI
$2,869.05/mo
Estimated Loan Balance
$435,299
Cash to close
$333,110
Interest Paid
$56,678

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir, Propane, PelletStove
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Carpet

Exterior

Fencing
  • Fencing: WroughtIron
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Private
Pool
  • Has Pool: No
  • Pool Features: Community, Association

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: Unknown
Condition
  • Year Built: 1987
Details
  • Builder:

Community & HOA

Community
  • Subdivision: PR Lake Nacimiento(230)
  • Features: DogPark, Hiking, HorseTrails, Park, Pool
HOA
  • Has HOA: Yes
  • HOA Name: Heritage Ranch
  • HOA Amenities: Unknown
  • HOA Fee: $450
  • HOA Frequency: $Quarterly
Location
  • Region: Paso Robles

Financial Details

  • Price per Sqft: $387.72
  • Tax Annual Amount: $9237.5
  • On Market Date: 2025-03-04T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $333,110 (45%)
You can enter any amount below - secondary financing will cover the difference if needed.
45%
$

You cover the entire equity of $333,110!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.94% Sellers Rate
$405,890
Your Cash$333,110
Total Purchase Price:$739,000

Assumed vs Traditional Mortgage

Assumed @ 2.94%
$1,883/mo
Traditional @ 7.5%
$3,153/mo
You save $1,270/month ($15,239/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NS25045424

Listing From:

Last updated: 2025-03-18T19:32:20.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.94%
7.15%

Principal & Interest

$1,883 /mo
$3,039 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $333,110 (45%)
You can enter any amount below - secondary financing will cover the difference if needed.
45%
$

You cover the entire equity of $333,110!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.94% Sellers Rate
$405,890
Your Cash$333,110
Total Purchase Price:$739,000

Assumed vs Traditional Mortgage

Assumed @ 2.94%
$1,883/mo
Traditional @ 7.5%
$3,153/mo
You save $1,270/month ($15,239/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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