Laura Jewett

Laura Jewett

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Under Contract

$599,999

($599,999 down)
VA

2078 Bear Circle, Prescott, AZ 86301

4
2
1,948 sqft
PITI Monthly
$2,920.68 /mo

Listing courtesy of: Selena Myles, Coldwell Banker Northland

Assumed Rate

%
7.15%

Principal & Interest

$2,642 /mo
$3,974 /mo

What's Special

SHOPPING
DINING
SPACIOUS
GRANITE COUNTERTOPS
FIREPLACE
VAULTED CEILINGS
WALK-IN CLOSET
PATIO
CUL-DE-SAC
CHARMING
NO HOA

Charming home in Prescott View North-No HOA Fees!! This lovely home is located in a quiet cul-de-sac situated high up in a private secluded setting. It has three bedrooms, two baths, and a den/office or can be used as the fourth bedroom. The home has many wonderful amenities such as a great room concept, an open/split floor plan, and a large bay window in the dining area overlooking the front yard. The kitchen features granite countertops, beautiful oak cabinets, upgraded appliances, a skylight, and a large walk-in pantry. Recessed lighting adds ambiance to the kitchen. Relax in a comfortable living room environment with vaulted ceilings, a gas fireplace, and surround sound speakers. Large primary bedroom and dual walk-in closets, large bathroom with jetted tub, refer to more details.. dual sinks and large walk-in shower. Additional features include upgraded light fixtures and ceiling fans throughout, sound speakers in the primary bedroom, bath, and patio area, central vacuum and a spacious two-car garage wide enough for storing items. Short drive to shopping, dining, medical and office facilities, and schools. This one won't last!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
Remaining Loan Term
29 years, 7 months
Monthly PITI
$2,920.68/mo
Estimated Loan Balance
$587,319
Cash to close
$599,999
Interest Paid
$0

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s)
  • Heating: Natural Gas
Features
  • Materials: Synthetic Stucco, Wood Frame, Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Gas
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Chain Link
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family Residence
  • Architectural Style: Ranch
Materials
  • Synthetic Stucco, Wood Frame, Stucco
  • Roof: Composition
Condition
  • Year Built: 2001
Details
  • Builder: UNK

Community & HOA

Community
  • Subdivision: Prescott View North
  • Features:
HOA
  • Has HOA: No
Location
  • Region: Prescott

Financial Details

  • Price per Sqft: $308.01
  • Tax Annual Amount: $1346
  • On Market Date: 2025-03-26T14:00:09.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $599,999 (100%)
You can enter any amount below - secondary financing will cover the difference if needed.
100%
$

You cover the entire equity of $599,999!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage% Sellers Rate
$0
Your Cash:$599,999
Total Purchase Price:$599,999

Assumed vs Traditional Mortgage

Assumed @ %
$2,642/mo
Traditional @ 7.5%
$4,122/mo
You save $1,480/month ($17,759/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6841044

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-04-02T00:20:46.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

%
7.15%

Principal & Interest

$2,642 /mo
$3,974 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $599,999 (100%)
You can enter any amount below - secondary financing will cover the difference if needed.
100%
$

You cover the entire equity of $599,999!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage% Sellers Rate
$0
Your Cash:$599,999
Total Purchase Price:$599,999

Assumed vs Traditional Mortgage

Assumed @ %
$2,642/mo
Traditional @ 7.5%
$4,122/mo
You save $1,480/month ($17,759/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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