Laura Jewett

Laura Jewett

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Pending

$350,000

($202,922 down)
VA

20730 Ottawa Road, Apple Valley, CA 92308

3
2
1,401 sqft
PITI Monthly
$1,308.99 /mo

Listing courtesy of: Richard Todd Dusenberry, Provest Realty Inc.

Assumed Rate

4.07%
7.15%

Principal & Interest

$794 /mo
$1,114 /mo

What's Special

DINING
MODERN
GRANITE COUNTERTOPS
FIREPLACE
PATIO
SOLAR PANELS

Buyers! This is a GREAT OPPORTUNITY! Bring your cleaning supplies, your paintbrushes and lots of elbow grease and save money! This home has the potential to be fantastic; with effort and grind, you can make it your own. It's a single story on an extremely large .75+ acre lot, and has plenty of room to expand, store your toys, RV, boat, you name it. It already has some nice energy saving upgrades done, for instance newer/modern vinyl framed windows on the majority of the windows and solar panels installed. Solar system will be paid off through the close of escrow. Enjoy the functional floor plan this home offers! The living room in the front of the house flows seamlessly to the rest of the living space and features a nice brick fireplace. The kitchen includes granite countertops, a large kitchen island which doubles as a breakfast bar, and is open to the dining space. All 3 bedrooms are good sized. There is a large covered patio in the backyard and a large storage shed! The roof appears to be in good shape. This home has great potential and could be a great buy! Don't think twice, come and see it ASAP!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
4.07
Remaining Loan Term
24 years, 3 months
Monthly PITI
$1,308.99/mo
Estimated Loan Balance
$153,664
Cash to close
$202,922
Interest Paid
$36,596

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir, EvaporativeCooling
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: SepticTank
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1976
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Rural
HOA
  • Has HOA: No
Location
  • Region: Apple Valley

Financial Details

  • Price per Sqft: $249.82
  • Tax Annual Amount: $4375
  • On Market Date: 2025-03-12T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $202,922 (58%)
You can enter any amount below - secondary financing will cover the difference if needed.
58%
$

You cover the entire equity of $202,922!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.07% Sellers Rate
$147,078
Your Cash:$202,922
Total Purchase Price:$350,000

Assumed vs Traditional Mortgage

Assumed @ 4.07%
$794/mo
Traditional @ 7.5%
$1,156/mo
You save $362/month ($4,339/year)

*Secondary financing rates are an estimated value based on input

MLS ID: HD25054802

Listing From:

Last updated: 2025-03-18T21:34:00.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.07%
7.15%

Principal & Interest

$794 /mo
$1,114 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $202,922 (58%)
You can enter any amount below - secondary financing will cover the difference if needed.
58%
$

You cover the entire equity of $202,922!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.07% Sellers Rate
$147,078
Your Cash:$202,922
Total Purchase Price:$350,000

Assumed vs Traditional Mortgage

Assumed @ 4.07%
$794/mo
Traditional @ 7.5%
$1,156/mo
You save $362/month ($4,339/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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