Laura Jewett

Laura Jewett

Property SearchContact
primary-1
primary-2primary-3
Closed

$265,000

($65,551 down)
VA

205 Sidney Street E, Saint Paul, MN 55107

3
2
1,536 sqft
PITI Monthly
$1,425.32 /mo

Listing courtesy of: , Coldwell Banker Realty

Assumed Rate

3.31%
7.15%

Principal & Interest

$960 /mo
$1,479 /mo

What's Special

DINING
SPACIOUS
MODERN
DECK
FENCED YARD
COZY

Welcome to this 1 ½ story home blending modern updates with classic charm! Inside, find a main floor bedroom and bath, a formal dining room, and a spacious kitchen. The living room and front porch offer cozy spaces to unwind. Upstairs features a cozy sitting room and two bedrooms, including a primary bedroom with a private bath. The lower level includes a den, laundry area, workspace, and plenty of storage. Outside, enjoy a fenced yard, multiple decks and a 2-car detached garage. Conveniently located near major freeways, this home combines comfort and convenience. Don't miss out on this inviting property – schedule a showing today!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.31
Remaining Loan Term
25 years, 2 months
Monthly PITI
$1,425.32/mo
Estimated Loan Balance
$199,857
Cash to close
$65,551
Interest Paid
$33,313

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air, Window Unit(s)
  • Heating: Forced Air
Features
  • Materials: Steel Siding, Wood Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Full, Wood
Roof
  • Roof: Age 8 Years or Less, Asphalt, Pitched
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Steel Siding, Wood Siding
  • Roof: Age 8 Years or Less, Asphalt, Pitched
Condition
  • Year Built: 1912
Details
  • Builder:

Community & HOA

Community
  • Subdivision: The West St Paul Real Estate
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Saint Paul

Financial Details

  • Price per Sqft: $172.53
  • Tax Annual Amount: $3784
  • On Market Date: 2024-08-29T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $65,551 (25%)
You can enter any amount below - secondary financing will cover the difference if needed.
25%
$

You cover the entire equity of $65,551!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.31% Sellers Rate
$199,449
Your Cash$65,551
Total Purchase Price:$265,000

Assumed vs Traditional Mortgage

Assumed @ 3.31%
$960/mo
Traditional @ 7.5%
$1,534/mo
You save $574/month ($6,885/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6594455

Listing From: northstar

Last updated: 2024-10-25T20:59:02.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.31%
7.15%

Principal & Interest

$960 /mo
$1,479 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $65,551 (25%)
You can enter any amount below - secondary financing will cover the difference if needed.
25%
$

You cover the entire equity of $65,551!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.31% Sellers Rate
$199,449
Your Cash$65,551
Total Purchase Price:$265,000

Assumed vs Traditional Mortgage

Assumed @ 3.31%
$960/mo
Traditional @ 7.5%
$1,534/mo
You save $574/month ($6,885/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

Powered By UMe.

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

equal-housing

© is committed to and abides by the Fair Housing Act of Equal Opportunity.