Laura Jewett

Laura Jewett

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$920,000

($119,438 down)
VA

20591 Sycamore Springs Rd, Jamul, CA 91935

4
3
3,046 sqft
PITI Monthly
$4,719.58 /mo

Listing courtesy of: Dustin Martin, Keller Williams Realty

Assumed Rate

2.76%
7.15%

Principal & Interest

$3,545 /mo
$5,857 /mo

What's Special

SERENE
SPACIOUS
MODERN
WALK-IN CLOSET
SOAKING TUB
SOLAR PANELS

Experience serene country living at its finest with this stunning custom home situated on 3+ acres. Beautiful, mature oak trees surround the property and offer tranquil valley views. Built in 2020, this home is packed with upgrades featuring an open floor plan design, solar panels with Tesla batteries, quartz kitchen countertops, a walk-in pantry, and upgraded stainless appliances. Included is a large primary suite with an oversized soaking tub and a walk-in closet, as well as spacious guest bedrooms. The bonus room on the main floor can serve as a 5th bedroom or office space. The property boasts delightful additional features, including a sophisticated dual-zone heating & air conditioning system that ensures year-round comfort. The interiors are adorned with sleek, modern vinyl plank flooring that flows seamlessly throughout, adding a touch of contemporary elegance. Outside, you'll find a spacious corral perfect for horses or livestock, complemented by a convenient tack shed, making it an ideal haven for equestrian enthusiasts and animal lovers alike.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.76
Remaining Loan Term
26 years, 7 months
Monthly PITI
$4,719.58/mo
Estimated Loan Balance
$802,261
Cash to close
$119,438
Interest Paid
$78,758

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Electric, ForcedAir
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Partial
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: Composition
Condition
  • Year Built: 2020
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Jamul
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name: Sunrise Estates HOA
  • HOA Amenities: Unknown
  • HOA Fee: $55
  • HOA Frequency: $Monthly
Location
  • Region: Jamul

Financial Details

  • Price per Sqft: $302.04
  • Tax Annual Amount: $11500
  • On Market Date: 2025-03-17T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $119,438 (13%)
You can enter any amount below - secondary financing will cover the difference if needed.
13%
$

You cover the entire equity of $119,438!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.76% Sellers Rate
$800,562
Your Cash$119,438
Total Purchase Price:$920,000

Assumed vs Traditional Mortgage

Assumed @ 2.76%
$3,545/mo
Traditional @ 7.5%
$6,075/mo
You save $2,530/month ($30,365/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 250021696SD

Listing From:

Last updated: 2025-03-19T15:16:37.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.76%
7.15%

Principal & Interest

$3,545 /mo
$5,857 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $119,438 (13%)
You can enter any amount below - secondary financing will cover the difference if needed.
13%
$

You cover the entire equity of $119,438!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.76% Sellers Rate
$800,562
Your Cash$119,438
Total Purchase Price:$920,000

Assumed vs Traditional Mortgage

Assumed @ 2.76%
$3,545/mo
Traditional @ 7.5%
$6,075/mo
You save $2,530/month ($30,365/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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