Laura Jewett

Laura Jewett

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Closed

$512,000

($94,632 down)
FHA

2048 Spencer Street, Longmont, CO 80501

2
2
1,272 sqft
PITI Monthly
$3,486.9 /mo

Listing courtesy of: Natasha Hubbard, RE/MAX Alliance-Longmont

Assumed Rate

7.2%
7.15%

Principal & Interest

$2,866 /mo
$2,852 /mo

What's Special

REMODELED
GREAT CURB APPEAL
MINUTES AWAY
MOVE-IN READY
FIREPLACE
VAULTED CEILINGS
DECK
PATIO
SAFE
NO HOA

Welcome to the nicest remodel on the market now! Just walk in and start living easy. This lovely and updated bi-level in northwest Longmont is move-in ready... all work has already been done for you! The upper level is bathed in light with vaulted ceilings and an open design. The newly remodeled kitchen features quartz countertops, stainless appliances and a coffee bar. Down the hall is two bedrooms and your primary bedroom has a sleeping area worthy of a king! The full shared bathroom has been updated. The lower level features a lovely gathering area, office or third bedroom with wood burning fireplace, new mantle and garden level windows. The lower level bathroom has custom tiling, fully outfitted laundry area and barn door slider. Open the patio slider from your kitchen and walk out on your large deck overlooking your fully fenced backyard. For maximum safety and convenience, there is direct entrance from the garage into the lower level. The exterior is freshly painted and offers great curb appeal! No HOA or metro district. Garden Acres Park, McIntosh Lake and dog parks are situated withing walking distance. Estes Park, Rocky Mountain National Park and I-25 are minutes away. Schedule your showing now - It's Time to Come Home!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
7.2
Remaining Loan Term
28 years, 7 months
Monthly PITI
$3,486.9/mo
Estimated Loan Balance
$420,185
Cash to close
$94,632
Interest Paid
$42,786

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Wood Frame
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Wood Burning
  • Flooring: Vinyl

Exterior

Fencing
  • Fencing: Full
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Contemporary
Materials
  • Wood Frame
  • Roof: Composition
Condition
  • Year Built: 1983
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Meadowlark
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Longmont

Financial Details

  • Price per Sqft: $402.52
  • Tax Annual Amount: $1863
  • On Market Date: 2024-12-27T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $94,632 (18%)
You can enter any amount below - secondary financing will cover the difference if needed.
18%
$

You cover the entire equity of $94,632!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage7.2% Sellers Rate
$417,368
Your Cash$94,632
Total Purchase Price:$512,000

Assumed vs Traditional Mortgage

Assumed @ 7.2%
$2,866/mo
Traditional @ 7.5%
$2,852/mo
You save $-14/month ($-162/year)

*Secondary financing rates are an estimated value based on input

MLS ID: RECIR1023736

Listing From: recolorado

Last updated: 2025-03-03T22:51:20.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

7.2%
7.15%

Principal & Interest

$2,866 /mo
$2,852 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $94,632 (18%)
You can enter any amount below - secondary financing will cover the difference if needed.
18%
$

You cover the entire equity of $94,632!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage7.2% Sellers Rate
$417,368
Your Cash$94,632
Total Purchase Price:$512,000

Assumed vs Traditional Mortgage

Assumed @ 7.2%
$2,866/mo
Traditional @ 7.5%
$2,852/mo
You save $-14/month ($-162/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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