Laura Jewett

Laura Jewett

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Closed

$340,000

($256,763 down)
VA

2041 N 23RD Street, Phoenix, AZ 85006

3
2
1,073 sqft
PITI Monthly
$570.06 /mo

Listing courtesy of: Joanna Chavez, Realty ONE Group

Assumed Rate

3.47%
7.15%

Principal & Interest

$414 /mo
$624 /mo

What's Special

SPACIOUS
PATIO
HISTORIC
COZY

This cozy cottage home has 3 bedrooms and 2 spacious bathrooms and is in a great up and coming neighborhood. This Historic home is in Central Phoenix very close to Downtown, ASU, and Sky Harbor. There is a spacious backyard with a large covered patio and an RV gate. The large yard is a blank canvas with many possibilities!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.47
Remaining Loan Term
25 years, 0 months
Monthly PITI
$570.06/mo
Estimated Loan Balance
$83,409
Cash to close
$256,763
Interest Paid
$15,249

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Ceiling Fan(s), Refrigeration
  • Heating: Electric
Features
  • Materials: Painted, Stucco, Block, Frame - Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Laminate, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Composition
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: Yes
  • Carport Spaces: 1
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family - Detached
  • Architectural Style: Spanish
Materials
  • Painted, Stucco, Block, Frame - Wood
  • Roof: Composition
Condition
  • Year Built: 1950
Details
  • Builder: Unknown

Community & HOA

Community
  • Subdivision: WEST VEL RU
  • Features:
HOA
  • Has HOA: No
Location
  • Region: Phoenix

Financial Details

  • Price per Sqft: $316.87
  • Tax Annual Amount: $77
  • On Market Date: 2025-01-25T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $256,763 (76%)
You can enter any amount below - secondary financing will cover the difference if needed.
76%
$

You cover the entire equity of $256,763!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.47% Sellers Rate
$83,237
Your Cash:$256,763
Total Purchase Price:$340,000

Assumed vs Traditional Mortgage

Assumed @ 3.47%
$414/mo
Traditional @ 7.5%
$648/mo
You save $234/month ($2,809/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6810241

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-02-27T09:09:35.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.47%
7.15%

Principal & Interest

$414 /mo
$624 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $256,763 (76%)
You can enter any amount below - secondary financing will cover the difference if needed.
76%
$

You cover the entire equity of $256,763!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.47% Sellers Rate
$83,237
Your Cash:$256,763
Total Purchase Price:$340,000

Assumed vs Traditional Mortgage

Assumed @ 3.47%
$414/mo
Traditional @ 7.5%
$648/mo
You save $234/month ($2,809/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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