Laura Jewett

Laura Jewett

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$1,800,000

($1,058,650 down)
VA

20403 Rancho Villa Rd, Ramona, CA 92065

3
3
3,473 sqft
PITI Monthly
$5,457.43 /mo

Listing courtesy of: Sureal Sparx, 1st Class Real Estate SD

Assumed Rate

2.76%
7.15%

Principal & Interest

$3,282 /mo
$5,424 /mo

What's Special

MINUTES AWAY
PLAYGROUND
MOUNTAIN VIEWS

VIEWS-RETREAT-TRANQUIL This move-in-ready larger-than-life property is a 2-on-1! In the main home, enjoy multiple LRG living areas & generously-sized bedrooms. The grand kitchen turns a chef's dream into reality w/ its counter & storage space! Admire mountain views all around. Seamless in/outdoor transition takes you to the BBQ, the pool, or the playground. The 2nd home gives income opportunity or bring more family! The garage is massive + 4 sheds w/ a finished 1 offering multi-usage! More?! Paid-for solar! - Over $300K of improvements put into the property over the last 5 years - Ask for the features & upgrades list - Check out the 3D Virtual Tour. The Main Home is a 3 bed 3 bath. The ADU is a 2 bed 1 bath. Combined that is 4485 sqft of living space. 4 acres of land. Solar is owned! Plug in your EV! If there was a picture for 'Pride of Homeownership', this property is that picture! Admire the infinite views from the home, from the pool, or from the top of the hill in one of the sheds (you can even see Mount Woodson)! Relax in the jacuzzi or refresh your self in the pool! Lose yourself in projects in the gigantic 1000 sqft fully-finished garage workshop! Create your space in the fully finished Flex building! Pick fresh citrus fruit & delicious avocados from the trees! Grow your vegetable garden! Let the kids play in the recently refinished playground for hours! Enjoy horse riding in the community! On one side go to the San Diego Safari park on the other go to Ramona just minutes away. And the list goes on ...

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.76
Remaining Loan Term
26 years, 7 months
Monthly PITI
$5,457.43/mo
Estimated Loan Balance
$878,279
Cash to close
$1,058,650
Interest Paid
$72,933

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir, SeeRemarks
  • Heating: ForcedAir, Propane
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Gas
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: CrossFenced, Wood
Roof
  • Roof: Shingle
Parking
  • Garage: Yes
  • Garage Spaces: 4
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: Yes
  • Pool Features: Private

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Ranch
Materials
  • Stucco
  • Roof: Shingle
Condition
  • Year Built: 1984
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Ramona
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Ramona

Financial Details

  • Price per Sqft: $518.28
  • Tax Annual Amount: $22500
  • On Market Date: 2025-03-25T00:00:00.000Z
Inquire about this property

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Apply to Assume

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Savings Calculator

Current cash to close is $1,058,650 (59%)
You can enter any amount below - secondary financing will cover the difference if needed.
59%
$

You cover the entire equity of $1,058,650!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.76% Sellers Rate
$741,350
Your Cash:$1,058,650
Total Purchase Price:$1,800,000

Assumed vs Traditional Mortgage

Assumed @ 2.76%
$3,282/mo
Traditional @ 7.5%
$5,626/mo
You save $2,343/month ($28,119/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 250022578SD

Listing From:

Last updated: 2025-04-04T02:31:52.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.76%
7.15%

Principal & Interest

$3,282 /mo
$5,424 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $1,058,650 (59%)
You can enter any amount below - secondary financing will cover the difference if needed.
59%
$

You cover the entire equity of $1,058,650!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.76% Sellers Rate
$741,350
Your Cash:$1,058,650
Total Purchase Price:$1,800,000

Assumed vs Traditional Mortgage

Assumed @ 2.76%
$3,282/mo
Traditional @ 7.5%
$5,626/mo
You save $2,343/month ($28,119/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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