Laura Jewett

Laura Jewett

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$689,900

($391,373 down)
VA

20351 S 186TH Place, Queen Creek, AZ 85142

4
3
2,898 sqft
PITI Monthly
$1,758.94 /mo

Listing courtesy of: Claudia Salviejo-O'Rourke, Gentry Real Estate

Assumed Rate

3.02%
7.15%

Principal & Interest

$1,397 /mo
$2,232 /mo

What's Special

REMODELED
SHOPPING
DINING
SPACIOUS
MODERN
SOAKING TUB

Welcome to this beautifully remodeled 4 bedroom 3 bath home with a dedicated office space and private entrance, perfect for modern living. Updated bathrooms and freshly painted throughout. The spacious layout provides ample room for relaxation and entertaining. Well appointed kitchen with dedicated dining and family room are perfect for hosting guests. Split floor plan offers a private primary suite with generous closet space, soaking tub and dedicated access to the backyard. Raised fire pit and low maintenance landscaping. Gated courtyard and three car garage provides plenty of storage and convenience. Located in a desirable neighborhood, this move in ready home is close to schools, shopping and parks. Incredible opportunity!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.02
Remaining Loan Term
25 years, 5 months
Monthly PITI
$1,758.94/mo
Estimated Loan Balance
$299,814
Cash to close
$391,373
Interest Paid
$43,542

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s)
  • Heating: Natural Gas
Features
  • Materials: Synthetic Stucco, Wood Frame, Painted, Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: Yes
  • Carport Spaces: 3
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family Residence
  • Architectural Style: Ranch
Materials
  • Synthetic Stucco, Wood Frame, Painted, Stucco
  • Roof: Tile
Condition
  • Year Built: 2003
Details
  • Builder: GREYSTONE HOMES

Community & HOA

Community
  • Subdivision: SOSSAMAN ESTATES PARCEL A
  • Features: Playground, Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: SOSSAMAN ESTATES
  • HOA Amenities: Unknown
  • HOA Fee: $93
  • HOA Frequency: $Monthly
Location
  • Region: Queen Creek

Financial Details

  • Price per Sqft: $238.06
  • Tax Annual Amount: $2342
  • On Market Date: 2025-02-06T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $391,373 (57%)
You can enter any amount below - secondary financing will cover the difference if needed.
57%
$

You cover the entire equity of $391,373!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.02% Sellers Rate
$298,527
Your Cash:$391,373
Total Purchase Price:$689,900

Assumed vs Traditional Mortgage

Assumed @ 3.02%
$1,397/mo
Traditional @ 7.5%
$2,316/mo
You save $919/month ($11,023/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6815804

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-03-20T20:32:27.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.02%
7.15%

Principal & Interest

$1,397 /mo
$2,232 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $391,373 (57%)
You can enter any amount below - secondary financing will cover the difference if needed.
57%
$

You cover the entire equity of $391,373!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.02% Sellers Rate
$298,527
Your Cash:$391,373
Total Purchase Price:$689,900

Assumed vs Traditional Mortgage

Assumed @ 3.02%
$1,397/mo
Traditional @ 7.5%
$2,316/mo
You save $919/month ($11,023/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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