Laura Jewett

Laura Jewett

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Closed

$269,900

($227,438 down)
FHA

2033 W Elm Street, Phoenix, AZ 85015

2
2
1,260 sqft
PITI Monthly
$552.99 /mo

Listing courtesy of: Kenneth Clark, HomeSmart

Assumed Rate

3.45%
7.15%

Principal & Interest

$307 /mo
$464 /mo

What's Special

GATED COMMUNITY
STAINLESS STEEL APPLIANCES
PATIO
MATURE TREES
COMMUNITY POOL
CLUBHOUSE
PUBLIC TRANSPORTATION

This two bedroom townhome sits in a gated community and features a list of completed repairs and updates. The community areas are grassy and green and host mature trees, a community pool and a recently updated clubhouse that's available to rent for larger gatherings. The home is central to multiple forms of public transportation and has both a grocery store and a light rail and bus stop within walking distance. The kitchen has updated stainless steel appliances and new cabinets and countertops. New XL walk-in shower in the master bathroom as well as new deep soak bathtub in the second bath. The covered patio is large and well suited for entertaining. Two covered parking spots off patio with new security lighting.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.45
Remaining Loan Term
18 years, 2 months
Monthly PITI
$552.99/mo
Estimated Loan Balance
$53,275
Cash to close
$227,438
Interest Paid
$24,452

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Refrigeration
  • Heating: Electric
Features
  • Materials: Painted, Block
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Laminate, Tile

Exterior

Fencing
  • Fencing: Chain Link
Roof
  • Roof: Foam
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: Yes
  • Pool Features: Fenced

Construction

Type & Style
  • Stories: 1
  • Home type: Townhouse
  • Architectural Style: Spanish
Materials
  • Painted, Block
  • Roof: Foam
Condition
  • Year Built: 1970
Details
  • Builder: Unknown

Community & HOA

Community
  • Subdivision: Park Mediterrane
  • Features: Community Pool, Biking/Walking Path, Clubhouse
HOA
  • Has HOA: Yes
  • HOA Name: Park Mediterrane
  • HOA Amenities: Unknown
  • HOA Fee: $275.2
  • HOA Frequency: $Monthly
Location
  • Region: Phoenix

Financial Details

  • Price per Sqft: $214.21
  • Tax Annual Amount: $571.76
  • On Market Date: 2024-07-04T08:29:28.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $227,438 (84%)
You can enter any amount below - secondary financing will cover the difference if needed.
84%
$

You cover the entire equity of $227,438!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.45% Sellers Rate
$42,462
Your Cash:$227,438
Total Purchase Price:$269,900

Assumed vs Traditional Mortgage

Assumed @ 3.45%
$307/mo
Traditional @ 7.5%
$482/mo
You save $175/month ($2,098/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6683594

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-02-28T16:03:15.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.45%
7.15%

Principal & Interest

$307 /mo
$464 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $227,438 (84%)
You can enter any amount below - secondary financing will cover the difference if needed.
84%
$

You cover the entire equity of $227,438!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.45% Sellers Rate
$42,462
Your Cash:$227,438
Total Purchase Price:$269,900

Assumed vs Traditional Mortgage

Assumed @ 3.45%
$307/mo
Traditional @ 7.5%
$482/mo
You save $175/month ($2,098/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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