Laura Jewett

Laura Jewett

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Closed

$449,900

($298,262 down)
VA

2032 W MONTE CRISTO Avenue, Phoenix, AZ 85023

3
3
1,909 sqft
PITI Monthly
$1,245.55 /mo

Listing courtesy of: Nicole Fetter, Realty ONE Group

Assumed Rate

3.6%
7.15%

Principal & Interest

$837 /mo
$1,243 /mo

What's Special

GATED COMMUNITY
SHOPPING
DINING
PLAYGROUND

Smart floor plan in this resort-style gated community with huge pool, hot tub, full basketball court, playgrounds, ramada's, green open grassy areas and walking/biking trails. Convenient commutes to shopping, work, K-12 schools and college campuses. This fantastic property offers a functional semi-open floor plan with living & dining areas that allow some privacy while maintaining an open feel.Home has been upgraded with a new top of the line A/C unit and New SS appliances in the kitchen. Come tour today.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.6
Remaining Loan Term
21 years, 3 months
Monthly PITI
$1,245.55/mo
Estimated Loan Balance
$152,019
Cash to close
$298,262
Interest Paid
$52,780

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Ceiling Fan(s), Refrigeration
  • Heating: Electric
Features
  • Materials: Painted, Stucco, Frame - Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Laminate, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: Single Family - Detached
  • Architectural Style: Contemporary
Materials
  • Painted, Stucco, Frame - Wood
  • Roof: Tile
Condition
  • Year Built: 2009
Details
  • Builder: Pulte Homes

Community & HOA

Community
  • Subdivision: NORTHGATE
  • Features: Gated Community, Community Spa Htd, Community Pool, Playground, Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: Northgate HOA
  • HOA Amenities: Unknown
  • HOA Fee: $258
  • HOA Frequency: $Quarterly
Location
  • Region: Phoenix

Financial Details

  • Price per Sqft: $235.67
  • Tax Annual Amount: $2908
  • On Market Date: 2024-09-20T01:40:04.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $298,262 (66%)
You can enter any amount below - secondary financing will cover the difference if needed.
66%
$

You cover the entire equity of $298,262!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.6% Sellers Rate
$151,638
Your Cash:$298,262
Total Purchase Price:$449,900

Assumed vs Traditional Mortgage

Assumed @ 3.6%
$837/mo
Traditional @ 7.5%
$1,289/mo
You save $453/month ($5,430/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6759838

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-01-14T10:00:31.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.6%
7.15%

Principal & Interest

$837 /mo
$1,243 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $298,262 (66%)
You can enter any amount below - secondary financing will cover the difference if needed.
66%
$

You cover the entire equity of $298,262!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.6% Sellers Rate
$151,638
Your Cash:$298,262
Total Purchase Price:$449,900

Assumed vs Traditional Mortgage

Assumed @ 3.6%
$837/mo
Traditional @ 7.5%
$1,289/mo
You save $453/month ($5,430/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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