Laura Jewett

Laura Jewett

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Closed

$259,900

($124,227 down)
FHA

202 10th Street N, Sauk Rapids, MN 56379

4
2
1,656 sqft
PITI Monthly
$1,049.16 /mo

Listing courtesy of: , RE/MAX Results

Assumed Rate

2.83%
7.15%

Principal & Interest

$610 /mo
$998 /mo

What's Special

SPACIOUS
FIREPLACE
COZY

Welcome to this lovely 4-bedroom, 2-bathroom home, perfect for those seeking comfort and convenience. This property features a spacious 2-stall heated garage and a fenced-in yard, ideal for outdoor activities and privacy. Inside, you'll find brand-new flooring throughout, adding a fresh touch to the entire home. The kitchen includes a new stainless steel refrigerator. The family room is a cozy retreat with a fireplace, perfect for gathering during colder months. The living room is a bright and inviting space, thanks to its large windows that let in an abundance of natural light.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.83
Remaining Loan Term
25 years, 9 months
Monthly PITI
$1,049.16/mo
Estimated Loan Balance
$147,760
Cash to close
$124,227
Interest Paid
$16,956

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Boiler, Hot Water
Features
  • Materials: Wood Siding
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Family Room, Wood Burning
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Chain Link
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Wood Siding
  • Roof: Unknown
Condition
  • Year Built: 1973
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Oak Knoll Add
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Sauk Rapids

Financial Details

  • Price per Sqft: $156.94
  • Tax Annual Amount: $2220
  • On Market Date: 2024-08-30T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $124,227 (48%)
You can enter any amount below - secondary financing will cover the difference if needed.
48%
$

You cover the entire equity of $124,227!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.83% Sellers Rate
$135,673
Your Cash$124,227
Total Purchase Price:$259,900

Assumed vs Traditional Mortgage

Assumed @ 2.83%
$610/mo
Traditional @ 7.5%
$1,035/mo
You save $426/month ($5,108/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6594653

Listing From: northstar

Last updated: 2024-11-18T21:15:02.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.83%
7.15%

Principal & Interest

$610 /mo
$998 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $124,227 (48%)
You can enter any amount below - secondary financing will cover the difference if needed.
48%
$

You cover the entire equity of $124,227!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.83% Sellers Rate
$135,673
Your Cash$124,227
Total Purchase Price:$259,900

Assumed vs Traditional Mortgage

Assumed @ 2.83%
$610/mo
Traditional @ 7.5%
$1,035/mo
You save $426/month ($5,108/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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