Laura Jewett

Laura Jewett

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$245,000

($19,597 down)
FHA

2028 Pathways Drive, Saint Paul, MN 55119

3
2
1,299 sqft
PITI Monthly
$1,898.67 /mo

Listing courtesy of: , eXp Realty

Assumed Rate

6.43%
7.15%

Principal & Interest

$1,442 /mo
$1,552 /mo

What's Special

DINING
SPACIOUS

This beautifully updated 3-bedroom, 2-bath townhome in St. Paul offers style, comfort, and convenience! The vaulted living room features a newer skylight, updated light fixtures, and a large picture window, creating a bright and inviting space. Laminate flooring flows seamlessly throughout the main floor living, kitchen, and dining areas, enhancing the open floor plan. The spacious kitchen boasts newer appliances, ample cabinetry, and plenty of prep space, making it perfect for everyday living and entertaining. A newer washer and dryer are conveniently located in the main-floor laundry room. Step outside to enjoy a great outdoor space, ideal for relaxing or hosting gatherings. This home also includes a 1-stall garage and is just minutes from Battle Creek Park and Trails, offering endless outdoor recreation opportunities. Don’t miss out—come see your new home today!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.43
Remaining Loan Term
28 years, 3 months
Monthly PITI
$1,898.67/mo
Estimated Loan Balance
$225,868
Cash to close
$19,597
Interest Paid
$25,617

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Vinyl Siding, Wood Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: None
Roof
  • Roof: Age 8 Years or Less
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Townhouse Side x Side
  • Architectural Style: Unknown
Materials
  • Vinyl Siding, Wood Siding
  • Roof: Age 8 Years or Less
Condition
  • Year Built: 1986
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Cic 435 Creekside Court Thms
  • Features: None
HOA
  • Has HOA: Yes
  • HOA Name: Creekside Court Association
  • HOA Amenities: Unknown
  • HOA Fee: $300
  • HOA Frequency: $Monthly
Location
  • Region: Saint Paul

Financial Details

  • Price per Sqft: $188.61
  • Tax Annual Amount: $2414
  • On Market Date: 2025-03-12T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $19,597 (8%)
You can enter any amount below - secondary financing will cover the difference if needed.
8%
$

You cover the entire equity of $19,597!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.43% Sellers Rate
$225,403
Your Cash$19,597
Total Purchase Price:$245,000

Assumed vs Traditional Mortgage

Assumed @ 6.43%
$1,442/mo
Traditional @ 7.5%
$1,610/mo
You save $168/month ($2,016/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6654618

Listing From: northstar

Last updated: 2025-04-03T14:13:03.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.43%
7.15%

Principal & Interest

$1,442 /mo
$1,552 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $19,597 (8%)
You can enter any amount below - secondary financing will cover the difference if needed.
8%
$

You cover the entire equity of $19,597!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.43% Sellers Rate
$225,403
Your Cash$19,597
Total Purchase Price:$245,000

Assumed vs Traditional Mortgage

Assumed @ 6.43%
$1,442/mo
Traditional @ 7.5%
$1,610/mo
You save $168/month ($2,016/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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