Laura Jewett

Laura Jewett

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Closed

$1,280,000

($195,360 down)
VA

20249 Eagle Hill Lane, Ramona, CA 92065

5
5
4,877 sqft
PITI Monthly
$6,678.52 /mo

Listing courtesy of: Nicole Whitney, Willis Allen Real Estate

Assumed Rate

3.51%
7.15%

Principal & Interest

$5,129 /mo
$7,705 /mo

What's Special

LOCATION
SERENE
SPACIOUS
FIREPLACE
MOUNTAIN VIEWS
COZY
EFFICIENT

Your Southern California Dream Ranch Awaits! Nestled on 5.33 usable acres in the heart of San Diego County, this stunning property offers serene mountain views and easy access to Highway 78, making your commute “down the hill” a breeze. Surrounded by peaceful, quiet trails, this fully fenced and gated estate offers both privacy and natural beauty. The spacious well appointed ranch-style home is perfect for entertaining or multi-generational living. As you enter, you'll be greeted by an impressive grand staircase and a thoughtful and unique floorplan that offers great use of space. Cozy fireplaces in both of the living rooms and primary bedroom suite. The entertainer's bar is perfect for social gatherings, while the chef's kitchen, equipped with a Viking refrigerator/freezer, a 6-burner propane stove, and a massive butcher block island, is a dream for anyone who loves to cook. A large laundry/utility room adds to the home's practicality. Recent upgrades include stunning wood-look tile flooring and newer energy-efficient windows and doors throughout. Two newer HVAC systems, two tankless water heaters, and an owned 10.5 KW solar system significantly reduce utility costs. The property also features a well with new well pump/pipe extended to 1,300 feet, ensuring ample water supply. For the horse enthusiast, the home offers picturesque views of the massive manicured arena and round pen/stall areas, making it easy to keep an eye on your horses or livestock. The property is zoned A-70 with an M animal designator, offering plenty of flexibility for ranch use. An oversized garage and shed provide ample space for ranch equipment or tack. This is truly a one-of-a-kind property in a tranquil, yet accessible, location—perfect for anyone seeking a peaceful ranch lifestyle with room to roam.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.51
Remaining Loan Term
27 years, 0 months
Monthly PITI
$6,678.52/mo
Estimated Loan Balance
$1,090,480
Cash to close
$195,360
Interest Paid
$116,706

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 5
  • Bathrooms: 5
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central, Propane
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom, PrimaryBedroom
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: SepticTank
  • Water Source: Well
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 2002
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Rural
HOA
  • Has HOA: No
Location
  • Region: Ramona

Financial Details

  • Price per Sqft: $262.46
  • Tax Annual Amount: $16000
  • On Market Date: 2024-09-27T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $195,360 (15%)
You can enter any amount below - secondary financing will cover the difference if needed.
15%
$

You cover the entire equity of $195,360!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.51% Sellers Rate
$1,084,640
Your Cash$195,360
Total Purchase Price:$1,280,000

Assumed vs Traditional Mortgage

Assumed @ 3.51%
$5,129/mo
Traditional @ 7.5%
$7,992/mo
You save $2,863/month ($34,357/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NDP2408700

Listing From:

Last updated: 2025-01-16T16:54:37.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.51%
7.15%

Principal & Interest

$5,129 /mo
$7,705 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $195,360 (15%)
You can enter any amount below - secondary financing will cover the difference if needed.
15%
$

You cover the entire equity of $195,360!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.51% Sellers Rate
$1,084,640
Your Cash$195,360
Total Purchase Price:$1,280,000

Assumed vs Traditional Mortgage

Assumed @ 3.51%
$5,129/mo
Traditional @ 7.5%
$7,992/mo
You save $2,863/month ($34,357/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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