Laura Jewett

Laura Jewett

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$635,000

($166,646 down)
VA

20236 San Miguel Ave, Castro Valley, CA 94546

2
2
986 sqft
PITI Monthly
$3,109.81 /mo

Listing courtesy of: Harry Cordiano, Flat Rate Realty

Assumed Rate

2.98%
7.15%

Principal & Interest

$2,267 /mo
$3,641 /mo

What's Special

DINING
SPACIOUS
PATIO
COZY

What a find! Downtown Castro Valley townhome, fitted with 2 bedrooms, 1.5 baths, backyard patio area and an attached garage with interior access. Cozy end unit, and end of the community for added privacy! Formal living room with dining area, recessed lighting, updated kitchen with granite counters and center island. Guest bathroom downstairs, full-size laundry in garage, and room to landscape out back. Upstairs are two spacious bedrooms, with oversized closet space, and full bath with an extra long vanity and shower over tub. Quick access to restaurants at the Castro Valley Village, Castro Valley Elementary and Castro Valley High School! For commuter's, minutes to the local BART station with easy access to highways 580 and 238.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.98
Remaining Loan Term
25 years, 3 months
Monthly PITI
$3,109.81/mo
Estimated Loan Balance
$484,484
Cash to close
$166,646
Interest Paid
$72,460

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Unknown
  • Heating: ForcedAir
Features
  • Materials: WoodSiding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Laminate, Tile

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Shingle
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories:
  • Home type: Townhouse
  • Architectural Style: Contemporary
Materials
  • WoodSiding
  • Roof: Shingle
Condition
  • Year Built: 1978
Details
  • Builder:

Community & HOA

Community
  • Subdivision: CASTRO VALLEY
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name: NOT LISTED
  • HOA Amenities: Unknown
  • HOA Fee: $412
  • HOA Frequency: $Monthly
Location
  • Region: Castro Valley

Financial Details

  • Price per Sqft: $644.02
  • Tax Annual Amount: $7937.5
  • On Market Date: 2025-03-23T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $166,646 (26%)
You can enter any amount below - secondary financing will cover the difference if needed.
26%
$

You cover the entire equity of $166,646!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.98% Sellers Rate
$468,354
Your Cash$166,646
Total Purchase Price:$635,000

Assumed vs Traditional Mortgage

Assumed @ 2.98%
$2,267/mo
Traditional @ 7.5%
$3,777/mo
You save $1,510/month ($18,118/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 41090526

Listing From:

Last updated: 2025-04-01T20:38:31.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.98%
7.15%

Principal & Interest

$2,267 /mo
$3,641 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $166,646 (26%)
You can enter any amount below - secondary financing will cover the difference if needed.
26%
$

You cover the entire equity of $166,646!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.98% Sellers Rate
$468,354
Your Cash$166,646
Total Purchase Price:$635,000

Assumed vs Traditional Mortgage

Assumed @ 2.98%
$2,267/mo
Traditional @ 7.5%
$3,777/mo
You save $1,510/month ($18,118/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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