Laura Jewett

Laura Jewett

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$399,000

($204,135 down)
VA

2020 Mahogany Lane, Big Bear City, CA 92314

3
2
1,301 sqft
PITI Monthly
$1,433.79 /mo

Listing courtesy of: Kristen Kalski, Homesmart Evergreen Realty

Assumed Rate

2.74%
7.15%

Principal & Interest

$868 /mo
$1,438 /mo

What's Special

SHOPPING
DINING
SPACIOUS
MODERN
FIREPLACE
DECK
BALCONY
MOUNTAIN VIEWS
SAFE
CHARMING
COZY

Escape to Your Mountain Dream Home in Big Bear City! More pictures coming! Imagine breathtaking mountain views every morning from your private balcony, sipping coffee as the sun paints the peaks! This charming 3-bed, 2-bath Big Bear home offers the perfect blend of tranquility and convenience. Nestled near Highway 38 on the Mitchell side of Irwin Lake, you'll be just minutes from all the action Big Bear has to offer—sparkling lake waters, exhilarating ski slopes, and a vibrant scene of dining and shopping. Inside, you'll discover a cozy retreat: Primary One bedroom and a full ensuite bath downstairs offer a peaceful haven for yourself or your guests. Room to spread out: Two spacious bedrooms and another full bath upstairs provide plenty of space for family and friends. The upstairs bedroom includes a stunning view from the wrap-around deck/balcony: Wake up to stunning mountain vistas from your private balcony—the perfect spot to enjoy your morning coffee or unwind with a glass of wine at sunset. Gather and entertain: An open-concept living room, dining room, and kitchen create a warm and inviting space for gatherings. Cozy up by the fire: A beautiful stone fireplace adds a touch of rustic charm and warmth to chilly evenings. Modern comforts: Enjoy central heating, dual-pane windows, and newer flooring on the 1st floor. Outdoor living at its finest: Soak up the fresh mountain air. Fenced backyard: A private fenced backyard provides a safe haven for kids and pets to play. Plenty of parking: Bring all your toys! There's ample space for your RV, boat, and other recreational vehicles, or plenty of cars. Storage shed: Keep your gear organized and out of the way in the large storage shed. This is more than just a house; it's a lifestyle. Embrace the serenity of mountain living while enjoying easy access to all the best that Big Bear has to offer. Don't miss out on this incredible opportunity to own your own piece of paradise!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.74
Remaining Loan Term
26 years, 1 months
Monthly PITI
$1,433.79/mo
Estimated Loan Balance
$195,288
Cash to close
$204,135
Interest Paid
$21,877

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: None
  • Heating: Central, Fireplaces, NaturalGas
Features
  • Materials: Drywall, CopperPlumbing
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: WoodBurning
  • Flooring: Carpet, Laminate

Exterior

Fencing
  • Fencing: ChainLink
Roof
  • Roof: Composition
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Cottage
Materials
  • Drywall, CopperPlumbing
  • Roof: Composition
Condition
  • Year Built: 1989
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Hiking, Lake, Mountainous, NearNationalForest, Park, Rural
HOA
  • Has HOA: No
Location
  • Region: Big Bear City

Financial Details

  • Price per Sqft: $306.69
  • Tax Annual Amount: $4987.5
  • On Market Date: 2025-01-27T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $204,135 (51%)
You can enter any amount below - secondary financing will cover the difference if needed.
51%
$

You cover the entire equity of $204,135!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.74% Sellers Rate
$194,865
Your Cash:$204,135
Total Purchase Price:$399,000

Assumed vs Traditional Mortgage

Assumed @ 2.74%
$868/mo
Traditional @ 7.5%
$1,492/mo
You save $624/month ($7,484/year)

*Secondary financing rates are an estimated value based on input

MLS ID: SR25016361

Listing From:

Last updated: 2025-03-31T22:35:30.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.74%
7.15%

Principal & Interest

$868 /mo
$1,438 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $204,135 (51%)
You can enter any amount below - secondary financing will cover the difference if needed.
51%
$

You cover the entire equity of $204,135!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.74% Sellers Rate
$194,865
Your Cash:$204,135
Total Purchase Price:$399,000

Assumed vs Traditional Mortgage

Assumed @ 2.74%
$868/mo
Traditional @ 7.5%
$1,492/mo
You save $624/month ($7,484/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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